DELHI GOVERNMENT - HIGHER EDUCATION AND SKILL DEVELOPMENT GUARANTEE SCHEME
Scholarship Region
Delhi
Scholarship For
Under Graduate
Last Date
31/12/2026
Scholarship Amount
Not Available
Scholarship Type
Government
Scholarship Fields
Other
Scholarship General Information
Government of NCT of Delhi, as a part of its 70 Action Points, has envisaged a Higher Education and Skill Development Guarantee Scheme for students who wish to pursue diploma or degree level courses or specified skill development courses in Delhi and have done their class X and class XII from Delhi. For courses for which the qualifying examination is class X, students who have done class X from Delhi will be eligible under the scheme. Under the scheme, bank loans upto Rs.10 lakhs taken by the students will be provided guarantee through a Higher Education and Skill Development Credit Guarantee Fund to be created by the Government for providing guarantee to the banks in case of default.
Courses Eligible for Studies in Delhi: (Indicative list)
1. Approved courses leading to graduate/ post graduate degree and PG diplomas conducted by recognized colleges/ universities recognized by UGC/ Government/ AICTE/ AIBMS/ ICMR etc
2. Courses like ICWA, CA, CFA etc
3. Courses conducted by IIT, NIFT, NLU, IIFT etc
4. Regular Degree/Diploma courses like aeronautical, pilot training, shipping, including those run by Polytechnics etc., degree/diploma in nursing, physiotherapy or any other discipline approved by Director General of Civil Aviation/Shipping/Indian Nursing Council or any other regulatory body as the case may be, if the course is pursued in Delhi.
5. Skill Development Courses as may be specified by Govt. of NCT of Delhi.
ITEM | DESCRIPTION |
Name | DELHI GOVERNMENT - HIGHER EDUCATION AND SKILL DEVELOPMENT GUARANTEE SCHEME (LOAN BASED) |
Provided by | DELHI GOVERNMENT |
Purpose | Students who wish to pursue diploma or degree level courses or specified skill development courses in Delhi |
Scholarship Amount | College & Hostel Fee,Purchase of books/ equipment / instruments / uniforms etc. |
No. of Scholarships | Varies (Depends on Availability) |
Required Qualification | Graduation |
Scholarship for | For Postgraduation Courses |
Official Website |
Eligibility Criteria
1. Students who wish to pursue diploma or degree or skill development courses in Delhi and have done their Class-X and Class – XII from Delhi are eligible under this Scheme. For courses for which the qualifying examination is Class-X, students who have done ClassX in Delhi would be eligible under this Scheme. Students who are children of employees of Govt. of NCT of Delhi or Officials/government servants who are posted with the Govt..of NCT of Delhi are also eligible under this scheme.
2. The student should have secured admission to a higher education course or Skill development courses (diploma or degree including bachelors, Masters and Doctoral Degree) in recognized institutions in Delhi through Entrance Test/ Merit Based Selection process after completion of Secondary Examination/Senior Secondary Examination/required qualifying examination.
3. The guarantee would be available for loans for all recognized diploma/degree courses from Government Institutions /Universities and constituent colleges of University of Delhi. It would also be available for Private/ Self-financed Institutions located in Delhi having NAAC/NBA/SFRC grading. The department will persuade all the Private Institutions to get accreditation from NAAC/NBA. Till such time, grading as given by the Third State Fee Regulatory Committee (SFRC) set up by Directorate of Higher Education and Directorate of Training & Technical Education may be used for Private Institutions, since this grading is based on the infrastructure, faculty and academic standards of the institutions as also the costs being incurred by it.
4. It would also be available for Institutions of Technical/Training Skill Development such as courses by World Class Skill Centre or any other technical training/skill development institutions specified by the Government of NCT of Delhi.
5. Other reputed and recognized Institutions may be considered on the basis of employability.
Award Amount
Expenses Consider For Loan
1. Fee payable to college / school / hostel
2. Examination / Library / Laboratory fee
3. Insurance premium for student borrower
4. Caution deposit, Building fund / refundable deposit supported by Institution bills/receipts.
5. Purchase of books/ equipment / instruments / uniforms
6. Purchase of computer at reasonable cost, if required for completion of the course
7. Any other expense required to complete the course - like study tours, project work, thesis, etc.
8. While computing the loan required, scholarships, fee waiver etc., if any available to the student borrower may be taken into account.
Notes:
++ For courses under Management quota seats considered under the scheme, fees as approved by the State Government/Government approved regulatory body for payment seats will be taken, subject to viability of repayment.
* Reasonable lodging and boarding charges will be considered in case the student chooses / is required to opt for outside accommodation.
** These expenses could be considered subject to the condition that the amount does not exceed 10% of the total tuition fees for the entire course.
*** It is likely that expenditure under Item Nos. vi, vii & viii above may not be available in the schedule of fees and charges prescribed by the college authorities. Therefore, a realistic assessment may be made of the requirement under these heads.
No. of Scholarships Available
Number of Scholarship is the subject to availability, for more please visit official website.
Important Dates
The last date to apply for this scholarship is December 31, 2026.
Application Fee
No information available.
Application Procedure
Applications will be received either directly at bank branches or through on-line mode. Upon receipt of application, standard acknowledgement giving a reference number will be issued. The acknowledgement will contain contact details of the bank official who, could be contacted in case of delay in disposal of application.
Selection Process
Banks will contact college / university / institutional authorities to obtain progress report on the student at regular intervals in respect of those who have availed loans.
Other Info
Objective of the Scheme
The Higher Education and Skill Development Guarantee Scheme outlined below aims at providing financial support from the banking system to meritorious students for pursuing higher education in Delhi and pursuing recognized degree or diploma level courses or skill development courses from Central /State Govt. Universities /Institutions located outside Delhi, (within India). The main emphasis is that a meritorious student is provided with an opportunity to pursue higher education with the financial support from the banking system with reasonable and affordable terms and conditions.
Follow UP / Monitoring
Banks will contact college / university / institutional authorities to obtain progress report on the student at regular intervals in respect of those who have availed loans. The UID number issued by UIDAI /PAN may also be captured in bank’s system. Immediately on a loan becoming a Non-performing Asset (NPA), this UIDAI/AADHAAR linkage could be used to deny benefits of any project or scheme of Government of NCT of Delhi to an individual. Banks may enter into Memorandum of Understanding (MoU) with the educational institutions to provide the educational loans to the students if so desired. However the student will have the freedom to approach any Bank as per his/her choice/convenience. There may be an annual review of the asset quality of educational loans between banks and educational institutions.
Contact Details
Directorate of Higher Education
B-Wing, 2nd Floor, 5, Sham Nath Marg, Delhi-110054.
Contact No: 011-23980220
E-mail: studentloan.delhi@gov.in
Nodal Bank: Vijaya Bank
Landline No: 011-23711093, 23711098
Mobile No: 8510009880
For more information: Click here
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