Sample Papers
Previous Year Papers
Syllabus
EXAM SYLLABUS
The SBI Clerk Exam syllabus includes, Preliminary Exam - English Language (comprehension, grammar, vocabulary), Numerical Ability (arithmetic, data interpretation), and Reasoning Ability (puzzles, logical reasoning); Main Exam - General/Financial Awareness (current affairs, banking), General English (reading, writing skills), Quantitative Aptitude (advanced arithmetic, data analysis), and Reasoning & Computer Aptitude (logical reasoning, basic computer knowledge); Local Language Proficiency Test - reading, writing, speaking, and understanding the state-specific language.
Phase I – Preliminary Examination
The Prelims exam is online, 1-hour duration, total 100 marks, divided into 3 sections:
| Stage of Exam | Section | Major Topics |
| Preliminary Exam | English Language | Reading Comprehension, Cloze Test, Error Spotting, Etc. |
| Reasoning Ability | Puzzle, Syllogism, Blood Relation, Etc. | |
| Numerical Ability | Simplification, Data Interpretation, Numner Series, Etc. |
English Language (30 Questions, 30 Marks, 20 Minutes)
Reading Comprehension
Cloze Test
Para Jumbles
Error Spotting / Sentence Correction
Fill in the Blanks
Vocabulary (Synonyms, Antonyms)
Numerical Ability (35 Questions, 35 Marks, 20 Minutes)
Simplification / Approximation
Number Series
Quadratic Equations
Data Interpretation (Tables, Graphs, Charts)
Arithmetic Word Problems (Profit & Loss, SI & CI, Time & Work, Time, Speed & Distance, Ratio & Proportion, Averages, Percentage, Partnership, Pipes & Cisterns, Boats & Streams, Mixtures & Alligations)
Reasoning Ability (35 Questions, 35 Marks, 20 Minutes)
Puzzles & Seating Arrangement
Syllogism
Inequalities (Direct & Coded)
Blood Relations
Coding-Decoding
Direction & Distance
Order & Ranking
Alphanumeric Series
Note: There is negative marking of 0.25 mark for each wrong answer. No sectional cut-off is prescribed.???????
Format
EXAM PATTERN
The SBI Clerk 2025 Exam, conducted online, consists of a Preliminary Exam (100 MCQs, 100 marks, 1 hour) with English, Numerical, and Reasoning sections; a Main Exam (190 MCQs, 200 marks, 2 hours 40 minutes) covering General/Financial Awareness, English, Quantitative Aptitude, and Reasoning & Computer Aptitude; and a Local Language Proficiency Test (objective and subjective, qualifying). Negative marking (1/4th mark) applies, and exams are in English, Hindi, or state-specific languages. Selection involves qualifying the Preliminary, scoring in the Main, and passing the LLPT (if required).
Exam Type: Online (Computer-Based Test) for both Preliminary and Main Examinations.
Question Type:
Preliminary and Main Exams: Objective-type Multiple-Choice Questions (MCQs).
Local Language Proficiency Test (LLPT): Objective (15 questions, 15 marks) and Subjective (3 passages, 15 marks).
Selection Process:
Phase-I: Preliminary Examination (Qualifying, shortlists ~10 times vacancies).
Phase-II: Main Examination (Merit-based, determines final ranking).
Phase-III: Local Language Proficiency Test (Qualifying, exempted with 10th/12th language proof).
Negative Marking: 1/4th (0.25) mark deducted per wrong answer in Preliminary and Main Exams; no penalty for unanswered questions.
Exam Language: English, Hindi, and state-specific languages (e.g., Tamil, Telugu, Gujarati) based on state/UT applied for; English section in English only.
Preliminary Examination
Total Questions: 100
Total Marks: 100
Duration: 1 hour (20 minutes per section, separately timed)
| Sr. No. | Name of Test | Medium of Exam | No. of Questions | Maximum Marks | Duration |
| 1. | English Language | English | 30 | 30 | 20 Minutes |
| 2. | Numerical Ability | Hindi/English/Opted Local Language | 35 | 35 | 20 Minutes |
| 3. | Reasoning Ability | 35 | 35 | 20 Minutes | |
| Total | 100 | 100 | 60 Minutes |
Sections:
English Language: 30 questions, 30 marks
Numerical Ability: 35 questions, 35 marks
Reasoning Ability: 35 questions, 35 marks
Note: No minimum marks per section; aggregate score used for shortlisting; section-wise marks not maintained.
Main Examination
Total Questions: 190
Total Marks: 200
Duration: 2 hours 40 minutes (sectional timings)
| Sr. No. | Name of Test | Medium of Exam | No. of Questions | Maximum Marks | Duration |
| 1. | General/Financial Awareness | Hindi/English/Opted Local Language | 50 | 50 | 35 Minutes |
| 2. | General English | English | 40 | 40 | 35 Minutes |
| 3. | Quantitative Aptitude | Hindi/English/Opted Local Language | 50 | 50 | 45 Minutes |
| 4. | Reasoning Ability & Computer Aptitude | Hindi/English/Opted Local Language | 50 | 60 | 45 Minutes |
| Total | 190 |
Eligibility
ELIGIBILITY CRITERIA
The SBI Clerk Exam requires candidates to be aged 20–28 years as of April 1, 2025, with a graduation degree by December 31, 2025, and proficiency in the local language of the applied state/UT. Age relaxations apply for SC/ST (5 years), OBC (3 years), PwBD (10–15 years), and Ex-Servicemen (service period + 3 years). Current SBI clerical employees and those with adverse records are ineligible.
Age Limit
20–28 years (born between April 2, 1997, and April 1, 2005).
Relaxations:
OBC: +3 years
SC/ST: +5 years
PwBD (Gen/EWS): +10 years
PwBD (OBC): +13 years
PwBD (SC/ST): +15 years
Ex-Servicemen/Disabled Ex-Servicemen: Service period + 3 years (8 years for SC/ST), max 50 years
Widows/Divorced Women (not remarried): +7 years (max 35 for Gen/EWS, 38 for OBC, 40 for SC/ST)
Trained SBI Apprentices: +1 year (Gen/EWS), +4 years (OBC), +6 years (SC/ST)
Educational Qualification
Graduation in any discipline from a recognized university or equivalent.
Final-year students can apply provisionally, subject to passing by December 31, 2025.
Matriculate Ex-Servicemen with 15+ years of service: Eligible with Army Special Certificate of Education or equivalent Navy/Air Force certificate.
Local Language Proficiency
Must be proficient in reading, writing, speaking, and understanding the specified local language of the applied state/UT.
Exempted if 10th/12th mark sheet proves language proficiency; else, LLPT is mandatory.
Ineligibility
Current SBI clerical cadre employees.
Former SBI clerical employees who resigned.
Candidates with adverse character, moral turpitude, or unregularized loan/credit card defaults with banks/NBFCs.
Additional Notes
OBC candidates must belong to the "Non-Creamy Layer" with a certificate issued between April 1, 2025, and appointment.
EWS candidates need an Income & Asset Certificate for 2024-25, valid for 2025-26.
PwBD candidates require a disability certificate (40%+ disability) dated on or before August 26, 2025.
No category change allowed post-application; cumulative age relaxation not permitted.
Schedule
IMPORTANT DATES
The State Bank of India (SBI) issued a notification (Advt. No. CRPD/CR/2025-26/06) for recruiting Junior Associates (Customer Support & Sales) in the clerical cadre, with online registration open from August 6 to August 26, 2025. The selection process includes an online Preliminary Exam (September 2025), Main Exam (November 2025), and a Local Language Proficiency Test. Eligible candidates, aged 20-28 as of April 1, 2025, with a graduation degree by December 31, 2025, can apply for 5,180 regular and 810 backlog vacancies across various states/UTs, requiring proficiency in the local language.
Events | Dates |
Notification Date | August 5, 2025 |
Application Online Starts | August 6, 2025 |
Application Online Close | August 26, 2025 |
Admit Card | Will Be Notified |
Preliminary Exam Date | September 20,21,27 & 28, 2025 |
Mains Exam Date | 21 November 2025 |
Result Date | December & January Expected |
Analysis
EXAM ANALYSIS
Here is a complete, detailed exam analysis for SBI Clerk Prelims 2026 based on the latest SBI Clerk Prelims 2025 cycle (most recent full exam data). This will help you understand exact dates, shift timings, pattern, difficulty, good attempts, cutoffs, and 2026 expectations.
SBI Clerk Prelims 2025 – Exact Exam Dates & Schedule
The most recent SBI Clerk Prelims was conducted on:
22 February 2025
27 February 2025
28 February 2025
In another recruitment cycle (late 2025 phase), exams were also held on:
20, 21, and 27 September 2025
This shows SBI now conducts exams in multiple phases depending on recruitment cycle, so 2026 may also follow a multi-date pattern.
Shift Timing (Exact Time & Structure)
Each exam day had 4 shifts, with fixed timing pattern:
Shift 1: Reporting 8:00 AM | Exam 9:00–10:00 AM
Shift 2: Reporting 10:30 AM | Exam 11:30 AM–12:30 PM
Shift 3: Reporting 1:00 PM | Exam 2:00–3:00 PM
Shift 4: Reporting 3:30 PM | Exam 4:30–5:30 PM
Duration: 1 hour (60 minutes)
Sectional timing: 20 minutes per section
Exam Pattern (Prelims)
Total Questions: 100
Total Marks: 100
Sections:
English Language – 30 questions
Reasoning Ability – 35 questions
Numerical Ability – 35 questions
Negative Marking: 0.25 marks per wrong answer
Important: Prelims marks are qualifying only (not counted in final merit).
Difficulty Level (2025 – All Shifts)
Overall level across shifts:
Easy to Moderate (consistent across all days)
Section-wise trend:
Reasoning: Easy–Moderate
Quant: Easy–Moderate
English: Easy–Moderate
No extremely tough paper, but speed and accuracy were key.
Good Attempts (Shift-wise Reality)
Based on real student feedback:
Shift 1: 78 – 85
Shift 2: 79 – 84
Shift 3: 75 – 82
Shift 4: 76 – 79
Safe attempts: 80+
Competitive attempts: 85+
Expected Cut Off (2025 Trend)
Cutoff varies state-wise, but typical ranges:
General category (most states): 60 – 75 marks
Uttar Pradesh: ~60 – 67 marks
Key factor: High competition + easy paper = higher cutoff
Section-wise Trend (Questions Asked)
Reasoning
Puzzle & Seating Arrangement (dominant)
Syllogism
Inequality
Coding-Decoding
Blood Relation
Quant
Simplification / Approximation
Number Series
DI (Bar/Caselet)
Arithmetic (Profit, SI-CI, Time & Work)
English
Reading Comprehension
Cloze Test
Error Detection
Fill in the blanks
Trend: Standard pattern, no surprises
Key Observations from 2025
Speed-based exam – not concept-heavy
Puzzles dominate reasoning
Arithmetic dominates quant
English remains scoring
Cutoff rising every year due to easy level
SBI Clerk Prelims 2026 – Expected Analysis
Based on trends:
Expected Exam Dates
Likely between February–March 2026 OR September 2026 (depending on cycle)
Shift Pattern
Same 4-shift structure (very unlikely to change)
Expected Difficulty
Easy to Moderate (most probable)
One shift may be slightly tricky (normalization applied)
Expected Good Attempts
78 – 88 (depending on shift difficulty)
Expected Cutoff 2026
General category:
62 – 78 (state-wise variation)
Slight increase possible due to competition
Final Strategy Insight for 2026
Target 85+ attempts with 90% accuracy
Focus on:
Puzzle practice (daily)
Arithmetic speed
English accuracy (RC + Cloze)
Attempt order:
English ? Reasoning ? Quant (time-efficient strategy)
EXAM ANALYSIS 2024
SBI CLERK PRE EXAM ANALYSIS 05 JANUARY 2024 (SHIFT 1)
Overall the difficulty level and good attempts of the SBI Clerk Prelims Exam Analysis conducted in Shift-1 on 5th January 2024 are given below:
Study Tips
STUDY TIPS
The SBI Clerk Prelims Exam is the first stage of selection for Junior Associates in the State Bank of India. It tests candidates in English Language, Numerical Ability, and Reasoning Ability through an online objective test. The exam is highly competitive, so speed, accuracy, and consistent practice are key to success.
Focus on basics first, then move to shortcuts and advanced questions.
Practice sectional tests daily to improve speed and accuracy.
Give regular mock tests to analyze weak areas.
Strengthen vocabulary, grammar, and reading comprehension for English.
Revise formulas and practice mental calculation for Numerical Ability.
For Reasoning, solve puzzles, seating arrangements, and practice coding-decoding, syllogisms daily.
Study Plans
1-Month Plan (Crash Preparation)
Week 1: Revise basics of Arithmetic (Simplification, Number Series, Percentages), English grammar rules, and basic reasoning topics.
Week 2: Start solving topic-wise quizzes daily (at least 3 per subject).
Week 3: Attempt full-length mock tests every alternate day, analyze mistakes.
Week 4: Focus on weak topics and high-weightage areas like puzzles, DI, and reading comprehension.
3-Month Plan (Balanced Preparation)
Month 1: Cover all fundamentals (Arithmetic chapters, Grammar, Reasoning basics). Practice 2-3 quizzes daily.
Month 2: Increase difficulty level, start practicing puzzles, data interpretation, and RC passages. Take weekly full mock tests.
Month 3: Focus on speed-building, short tricks, and revision. Take 2-3 mock tests per week and analyze performance thoroughly.
6-Month Plan (Comprehensive Preparation)
Months 1–2: Build strong fundamentals across all subjects. Maintain notes for formulas, grammar rules, and reasoning tricks.
Months 3–4: Practice advanced-level questions, sectional mock tests, and topic-wise time-bound quizzes.
Months 5–6: Focus on exam-level mock tests (2–3 per week), fine-tune accuracy, and maximize attempt strategy. Revise all notes and shortcuts.
General info
OVERVIEW
The State Bank of India Clerk Examination, commonly known as the SBI Clerk Exam, is a national-level competitive test conducted annually by the State Bank of India (SBI), the largest public sector bank in India, with the primary purpose of recruiting eligible graduates for the post of Junior Associate (Customer Support & Sales) in the clerical cadre to handle customer interactions, banking transactions, and branch operations across various states and union territories. This entry-level banking exam is held once a year, typically in phases including preliminary and mains stages, at a national level targeting candidates aged 20-28 years with a graduation degree, and it attracts massive participation due to job security and growth opportunities. Last year, in 2024, approximately 20-25 lakhs candidates registered for the SBI Clerk recruitment (based on historical trends and reports of lakhs of applications received), while around 15-20 lakhs appeared as test takers for the preliminary exam, reflecting the high competition for the 13,735 vacancies announced that year.
Particulars | Description |
Exam Full Name | Recuitment of Junior Associates (Customer Support & Sales) |
Conducting Body | State Bank Of India |
Purpose of the Exam | To recruit graduates for the post of Junior Associates in the clerical cadre |
Exam Frequency | Once A Year |
Exam Level | National Level Exam |
Candidates Registered Last Year | 20-25 Lacs |
Test Takers Last Year | 15-20 Lacs |
Help Desk & Website | 022-22820427 & https://sbi.co.in/ |
SELECTION PROCESS
The SBI Clerk selection process involves a Preliminary Exam (100 MCQs, 100 marks, 1 hour, qualifying), a Main Exam (190 MCQs, 200 marks, 2h 40m, merit-based), and a Local Language Proficiency Test (LLPT, qualifying for those without 10th/12th language proof). Final selection is based on Main Exam marks, document verification, and LLPT clearance.
Phase-I: Preliminary Examination:
Online, objective-type MCQs (100 questions, 100 marks, 1 hour).
Sections: English Language (30 marks), Numerical Ability (35 marks), Reasoning Ability (35 marks).
Qualifying in nature; no minimum marks per section, only aggregate score considered.
Top candidates (approximately 10 times the number of vacancies) shortlisted for Main Exam based on aggregate marks.
Marks not counted in final merit.
Phase-II: Main Examination:
Online, objective-type MCQs (190 questions, 200 marks, 2 hours 40 minutes).
Sections: General/Financial Awareness (50 marks, 35 minutes), General English (40 marks, 35 minutes), Quantitative Aptitude (50 marks, 45 minutes), Reasoning Ability & Computer Aptitude (60 marks, 45 minutes).
Minimum aggregate marks required (decided by SBI, 5% relaxation for SC/ST/OBC/PwBD/XS/DXS).
Bonus: Trained SBI apprentices (engaged post-January 1, 2022, with 1-year experience by August 26, 2025) receive 2.5% bonus marks (5/200).
Marks determine state-wise, category-wise merit list.
Phase-III: Local Language Proficiency Test (LLPT):
Mandatory for candidates without 10th/12th mark sheet proving proficiency in the specified local language of the applied state/UT.
Conducted post-Main Exam, before joining.
Pattern: Non-Verbal Test (Objective: 15 questions, 15 marks; Subjective: 3 passages, 15 marks) + Verbal Test (20 marks).
Candidates must score minimum qualifying marks (decided by SBI, 5% relaxation for reserved categories).
Failure to qualify disqualifies candidates from appointment.
Exempted if 10th/12th certificate proves local language proficiency.
Final Selection:
Based on Main Exam aggregate marks, ranked state-wise and category-wise.
Subject to:
Verification of eligibility (age, education, category, etc.) and documents submitted in the online application.
Qualifying the LLPT (if applicable).
Candidates failing verification or LLPT are disqualified.
Waitlist: Up to 50% of vacancies maintained state-wise, category-wise; released quarterly for non-joining/resignation; valid for one year from final result declaration.
Key Notes:
Preliminary Exam marks are not considered for final merit.
Negative marking (1/4th mark per wrong answer) applies in Preliminary and Main Exams.
No inter-circle/inter-state transfers allowed, except intra-state transfers in Maharashtra, Uttar Pradesh, and Haryana (specific circles).
2025 exam
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result.
SBI Clerk Prelims Result 2025 was officially released on 4 November 2025 by the State Bank of India. The SBI Clerk Prelims Result Link page 2025 was activated and listed on the official SBI website (www.sbi.co.in) in the evening on 4 November 2025. The SBI Clerk Mains examination was successfully conducted on November 21, 2025.
IMPORTANT DATES
The State Bank of India (SBI) issued a notification (Advt. No. CRPD/CR/2025-26/06) for recruiting Junior Associates (Customer Support & Sales) in the clerical cadre, with online registration open from August 6 to August 26, 2025. The selection process includes an online Preliminary Exam (September 2025), Main Exam (November 2025), and a Local Language Proficiency Test. Eligible candidates, aged 20-28 as of April 1, 2025, with a graduation degree by December 31, 2025, can apply for 5,180 regular and 810 backlog vacancies across various states/UTs, requiring proficiency in the local language.
Events | Dates |
Notification Date | August 5, 2025 |
Application Online Starts | August 6, 2025 |
Application Online Close | August 26, 2025 |
Admit Card | Will Be Notified |
Preliminary Exam Date | September 20,21,27 & 28, 2025 |
Mains Exam Date | 21 November 2025 |
Result Date | 27 February 2026 |
VACANCY DETAILS
The State Bank of India (SBI) has announced a total of 5,180 regular vacancies and 810 backlog vacancies for Junior Associates (Customer Support & Sales) in the clerical cadre under Advertisement No. CRPD/CR/2025-26/06. These vacancies are distributed across various circles, states/UTs, with category-wise breakdowns for SC, ST, OBC, EWS, GEN, and horizontal reservations for PwBD (Persons with Benchmark Disabilities) and XS (Ex-Servicemen)/DXS (Disabled Ex-Servicemen). Reservations follow government guidelines, including 4% for PwBD and specific quotas for XS/DXS. Candidates apply for one state/UT only, and vacancies are provisional, subject to change based on bank requirements. Below is a summarized category-wise total and a state-wise table extracted from the official notification.
Vacancy Details
Total Vacancies:
Regular: 5,180
Backlog: 810
Grand Total: 5,990
Category-Wise Breakdown (Regular Vacancies):
SC: 788
ST: 450
OBC: 1,179
EWS: 508
GEN: 2,255
PwBD (Horizontal): VI (72), HI (60), LD (48), d&e (42), Total (222)
XS (Horizontal): 508
DXS (Horizontal): 214
Category-Wise Breakdown (Backlog Vacancies):
SC: 91
ST: 226
OBC: 86
Total: 403
PwBD (Horizontal): VI (32), HI (64), LD (52), d&e (48), Total (196)
XS (Horizontal): 613
DXS (Horizontal): 197
Key Points:
Vacancies are state/UT-specific; candidates apply for one state/UT only.
Local language proficiency required (e.g., Gujarati for Gujarat, Tamil for Tamil Nadu).
Reservations follow government guidelines: 4% for PwBD, specific quotas for XS/DXS.
Vacancies are provisional, subject to change based on bank needs.
No inter-circle/inter-state transfer allowed, except intra-state transfers in Maharashtra (Mumbai Metro/Maharashtra Circle), Uttar Pradesh (Delhi/Lucknow Circle), and Haryana (New Delhi/Chandigarh Circle).
State/UT-Wise Vacancy Highlights (Regular + Backlog):
Gujarat: 220 (Regular), 0 (Backlog), Total: 220
Andhra Pradesh: 310 (Regular), 2 (Backlog), Total: 312
Karnataka: 270 (Regular), 198 (Backlog), Total: 468
Madhya Pradesh: 100 (Regular), 37 (Backlog), Total: 137
Chhattisgarh: 220 (Regular), 32 (Backlog), Total: 252
Odisha: 190 (Regular), 0 (Backlog), Total: 190
Haryana: 138 (Regular), 0 (Backlog), Total: 138
Jammu & Kashmir UT: 29 (Regular), 0 (Backlog), Total: 29
Himachal Pradesh: 68 (Regular), 0 (Backlog), Total: 68
Ladakh UT: 37 (Regular), 0 (Backlog), Total: 37
Punjab: 178 (Regular), 0 (Backlog), Total: 178
Tamil Nadu: 380 (Regular), 0 (Backlog), Total: 380
Telangana: 250 (Regular), 58 (Backlog), Total: 308
Rajasthan: 260 (Regular), 27 (Backlog), Total: 287
West Bengal: 270 (Regular), 4 (Backlog), Total: 274
A&N Islands: 30 (Regular), 2 (Backlog), Total: 32
Sikkim: 20 (Regular), 0 (Backlog), Total: 20
Uttar Pradesh: 514 (Regular), 18 (Backlog), Total: 532
Maharashtra/Mumbai Metro: 476 (Regular), 74 (Backlog), Total: 550
Goa: 14 (Regular), 0 (Backlog), Total: 14
Delhi: 169 (Regular), 5 (Backlog), Total: 174
Uttarakhand: 127 (Regular), 0 (Backlog), Total: 127
Arunachal Pradesh: 20 (Regular), 36 (Backlog), Total: 56
Assam: 145 (Regular), 170 (Backlog), Total: 315
...Exams News
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