OICL AO Mains

Free study material for OICL AO Mains Oriental Insurance Company Ltd Administrative officers & all Insurance exams including Online tests, Previous year papers & Sample papers, Notes, Videos, Textbook Solutions, syllabus, mock practice pdfs and more in Hindi & English on Notopedia

Sample Papers

Previous Year Papers

Syllabus

EXAM SYLLABUS

The OICL AO Syllabus covers topics from both the Prelims and Mains stages. The Prelims exam includes English Language, Reasoning Ability, and Quantitative Aptitude, while the Mains exam further includes General Awareness, Computer Knowledge, and a Descriptive English section. For Hindi (Rajbhasha) Officers, the syllabus also comprises Hindi and English grammar, translation, and official language rules.

The syllabus for OICL AO Main Examination with subject topics have been given below along with their weightage in exam:

Name of Test	Topic	Weightage
Reasoning	Syllogism	5 Q
	Inequality	5 Q
	Seating Arrangement - & Puzzles	5 Q
	Coding - Decoding	5 Q
	Blood Relation	3-5 Q
	Numbers & Figures	3-5 Q
	Input - Output	3-5 Q
	Data Sufficiency	3-5 Q
	Puzzle	3-5 Q
	Analogy & Classification	3-5 Q
General Awareness	Bank/ Economy/Insurance Awareness	15-20 Q
	General Science/Gov. Schemes & policies	5-10 Q
	Current Affairs	5-10 Q
Quantitative Aptitude	Data Interpretation	10-15 Q
	Simplification	5 Q
	Number Series	3-5 Q
	Permutation/Combination & Probability	3 Q
	Time/Speed/Distance/Height & Work	3 Q
	Average	1-2 Q
	Profit & Loss	1-2 Q
	Mensuration	1-2 Q
	Mixture & Allegation	1-2 Q
	Odd one Out	2-3 Q
	Interest - Simple/Compound	1-2 Q
	Quadratic Equation	1-2 Q
	Partnership	2-3 Q
English Language	Reading Comprehension	10 Q

...

EXAM SYLLABUS

The syllabus for OICL AO Main Examination with subject topics have been given below along with their weightage in exam:

Name of Test	Topic	Weightage
Reasoning	Syllogism	5 Q
	Inequality	5 Q
	Seating Arrangement - & Puzzles	5 Q
	Coding - Decoding	5 Q
	Blood Relation	3-5 Q
	Numbers & Figures	3-5 Q
	Input - Output	3-5 Q
	Data Sufficiency	3-5 Q
	Puzzle	3-5 Q
	Analogy & Classification	3-5 Q
General Awareness	Bank/ Economy/Insurance Awareness	15-20 Q
	General Science/Gov. Schemes & policies	5-10 Q
	Current Affairs	5-10 Q
Quantitative Aptitude	Data Interpretation	10-15 Q
	Simplification	5 Q
	Number Series	3-5 Q
	Permutation/Combination & Probability	3 Q
	Time/Speed/Distance/Height & Work	3 Q
	Average	1-2 Q
	Profit & Loss	1-2 Q
	Mensuration	1-2 Q
	Mixture & Allegation	1-2 Q
	Odd one Out	2-3 Q
	Interest - Simple/Compound	1-2 Q
	Quadratic Equation	1-2 Q
	Partnership	2-3 Q
English Language	Reading Comprehension	10 Q
	Error Spotting	5 Q
	Cloze Test	5-10 Q
	Fill in the Blanks	5 Q
	Paragraph Correction	5 Q
	Para jumbles	5 Q
	Miscellaneous (Synonyms/Antonyms, Idioms & Phrases, World Meaning, Etc.)	2-3 Q
Computer Knowlwdge	History of Computers, Hardware & Software, MS Office (Word, Excel, PowerPoint), Internet, Networking, DBMS, Cyber Security, Computer Abbreviations, Shortcuts, Latest Technology	-

REASONING DETAILED SYLLABUS

The detailed syllabus for reasoning along with the topic description, topic example & difficulty level is given below:

Topic	Topic Description	Topic Example	Topic Difficulty Level
Seating Arrangement - & Puzzles	Questions based on finding the correct order of people sitting & analyze the given piece of information, pick the information that is important & leave out the information that is not required.	Certain number of persons sit in a straight linear row facing towards north but information about few of them is given.P sits second from an extreme end. Only three persons sit between P and E. B is fifth to the left of R. 6 persons sit between R and E. L, who is third to the left of E, is adjacent to P. 2 persons sit between F and R, who is not at an extreme end. Number of persons to the right of F is same as number of persons between P and L.	Complex & Time Consuming
Coding-Decoding	Identifying the pattern used for coding a given data set and using the same for performing specific operations.	In a coded language, ‘Knife cut knot within’ is coded as ‘PK XE PP DJ’ ‘Serious problem coming way’ is coded as ‘HQ KN XK DY’ ‘Rain increase danger level’ is coded as ‘IC RC WI OX’ ‘Blood goes from vessel’ is coded as ‘YQ TQ UT EU’	Complex & Time Consuming
Direction Sense	Questions are based on Direction sense	If Atul walks 15 km towards East, then turned towards South and walked 5 km, then turned East walked 15 km, and turned West & walked 10 km. How far is he from starting point?	Easy & Less time-consuming,
Syllogism	Questions require thinking for arriving at a specific conclusion by examining other premises or ideas	Statements: Some apartments are flats. Some flats are buildings. All buildings are bungalows. All bungalows are garden Conclusions: I. All apartments being building is possibility. II. All bungalows are not buildings. III. No flat is garden.	Easy & Less time-consuming,
Input-output	Some kind of word and number arrangement is given. With each subsequent operation, the arrangement of the words and numbers changes. These operations are performed until a final arrangement is reached or is performed in a loop.	Input: live 26 life 19 king 38 size 42 aim 67 my 82 Step 1 67 live 26 life 19 king 38 size 42 my 65 aim Step 2 38 67 live 26 life 19 size 42 my 71 aim king Step 3 26 38 67 live 19 size 42 my 75 aim king life Step 4 19 26 38 67 size 42 my 71 aim king life live Step 5 42 19 26 38 67 size 73 aim king life live my Step 6 71 42 19 26 38 67 aim king life live my size Step 6 is the last step of the above input as per rules followed in the above steps. Following is the input which needs to be rearranged as per the above logic. Input: dream 25 dare 64 enjoy 18 smile 23 spread 47 joy 70	Complex & Time Consuming
Verbal Reasoning	Questions on Decision Making, Statement & Arguments, Statement & Assumptions, etc.	Statement : A part from the entertainment value of television, its educational value cannot be ignored Assumptions I. People take television to be a means of entertainment only. II. The educational value of television in not realised properly.	Complex & Time Consuming
Inequality	When a group of elements are given with a certain coded relationship denoted by <, >, = etc.	Statements: 8 > 6 > 9 = 4< 5, 6 > 1 = 5 < 9 < 0 Conclusions: I. 5 > 2 II. 4 >= 1	Easy & Less time-consuming,
Data Sufficiency	Analyzing the given information and judging whether the given information is sufficient to answer the question or not	How is the word ‘season’ coded? Statement I : ‘Season change by nature’ is coded as ‘6 8 149’ and ‘Change is law nature’ is coded as ‘5 12 23 8’. Statement II : ‘New season came today’ is coded as ‘7 9 56 85’ and ‘Today change came tomorrow’ is coded as ’21 956 12 49’.	Complex & Time Consuming
Analogy	Identifying the relationship between the given words or combination,to complete the sequence or find out the different one.	Find the odd one out AD: EH BE: OI CF: GJ QG: HK EH: VK	Easy & Less time-consuming,
Rearrangement	Rearranging the sentences in a logical order such that they make sense.	A: by her indulgent parents B: the child was so spoiled C: when she did not receive all of their attention D: that she pouted and became sullen	Easy & Less time-consuming,

Note :- The above examples to various topics are for illustrative purpose only.

GENERAL AWARENESS DETAILED SYLLABUS

The detailed syllabus for General Awareness along with the topic description, topic example & difficulty level is given below:

Topic	Topic Description	Topic Example	Topic Difficulty Level
Current Affairs	National/ International Events, Appointment, Awards Functions, Government Schemes, etc	Where was 2017 AIBA world boxing championships held? (Asked in OICL AO Main 2017)	Past 5-6 Months
Static Awareness	Wildlife Sanctuaries & National Parks, Important Days/Dates, Political Leaders Movements, Sports, Currencies & Capitals, General Science,Banking Awareness,RBI National Parks & Sanctuaries	What is the Currency of South Africa? Where is the HQ of WTO located? Saina is associated with which sports?	Based on General Awaress
Bank/ Economy/ Insurance Awareness	Bank, Capital, Money market, Economy, Insurance market, Government Initiatives	Who pays for the Credit Ratings in India? Regional Rural Banks are sponsored by which bank ? How many Governors have been there in RBI till now ? The amount of risk retained by an insurance company that is not re-insured is called 1.Retention 2.Uninsurable risk 3.Insurable risk 4.Reinsure	Based on General Awaress

Note :- The above examples to various topics are for illustrative purpose only.

QUANTITATIVE APTITUDE DETAILED SYLLABUS

The detailed syllabus for Quantitative Aptitude along with the topic description, topic example & difficulty level is given below:

Topic

Topic Description

Topic Example

Topic Difficulty Level

Number Series

Questions based on various types of series

1350, 1160, 1029, 775, 806, ?

10+2 Level

Simple/
Compound
Interest

Question based on
SI / CI

The difference in simple interest and compound interest on a certain sum of money in 3 years at 6 % p.a. is Rs. 186. The sum will be ?

Class 10^th
Level

Average

Basic questions of average

In the first 5 overs of a cricket game, the run rate was only 4.2. What should be the run rate in the remaining 45 overs to reach the target of 282 runs?

Class 10^th
Level

Simplification/ Approximation

Questions based on BODMAS

43^7.8 × 43^1.2 ÷ 43⁵ = 43 × 43^?

Class 10^th
Level

Data
Interpretation

Questions based on Pie chart,
Bar graphs, Venn Diagram, Radar etc

The table shows the percentage of marks
obtained by five students in five different
subjects and
some data is missing.

	Maths (100)	English (100)	Hindi (100)	Science (100)
Rina	68 %	40%	-	65%
Dilip	-	58%	85%	75 %
Ramesh	62%	-	90%	70%
Deepak	88%	70%	80%	-
Hina	78%	-	65%	85%

Class
12^th
Level

Quadratic
Equation

Questions based on

Find the roots of the equation
4x² – 4x + 6 = 0 using factorisation.

Class 10^th
Level

Arithmetic Questions

(Mixture & Alligation, Age-based ,Time - Work,Profit & Loss, Percentage,
Time/Speed/
Distance/
Height & Work, Etc.)

A packaging machine A of Biscuit can pack one lakh packets in 10 hours, packaging machine B of Biscuit can pack the same number of packets in 12 hours while packaging machine C can pack them in 14 hours. All the packaging machines are started at 8 a.m. while packaging machine A is closed at 10 a.m. And the remaining two packaging machines complete the work. Approximately at what time will the work be finished?

Class 10^th
Level

Note :- The above examples to various topics are for illustrative purpose only.

ENGLISH LANGUAGE DETAILED SYLLABUS

The detailed syllabus for Test of English Language along with the topic description, topic example & difficulty level is given below:

Topic	Topic Description	Topic Example	Topic Difficulty Level
Reading Comprehension	Analysing the passage and answering questions based on it	Passage based on the topic "Micro Insurance Policy & Economy." (Asked in OICL AO Main 2017)	10+2 level
Cloze Test	Filling Appropriate word in each of the blank in the given paragraph	Passage based on the topic "Insurance." (Asked in OICL AO Main 2017)	10+2 level
Parajumbles	Rearranging the sentences in a logical order such that they make sense.	Rooted in the(1) his approach to the problems and was a kind of bridge(A)/ between the past of America and her present(B)/ past and full of pride in India’s heritage,(C)/ Sam yet was modern in (D) A. DABC B. BDAC C. CDAB D. DACB E. No arrangement required	10+2 level
Fillers	Filling the blank with the approriate word.	As part of the policy on overseas borrowing, RBI and the government should __________ the system of contingent liabilities and see if this needs to be __________ within the framework of capital controls.	10+2 level
Error Detection	Identifying Errors in a given sentence (spelling, grammatical or contextual)	Select the which has/have an error The decision to appoint an external (A)/ auditor for the bank is the mandate (B)/ of the board of governors, a body (C)/superior than the board of directors. (D)/ No Error (E)	10+2 level
Synonyms/ Antonyms	Select the correct answer	Antonym for - Amnesty Synonym for- Aghast	10+2 level

Note :- The above examples to various topics are for illustrative purpose only.

Important Note

Core topics from Test of English Language section :- Reading Comprehension, Cloze Test, Spotting Errors, Para jumbles/Sentence Rearrangement, Sentence Improvement etc

Core topics from Test of Reasoning :- Verbal Reasoning, Seating arrangements & Puzzle, Syllogism, Data Sufficiency, Input-Output, Coding - Decoding,Data Interpretation, etc

Core topics from Test of General Awareness :- Current Affairs, Static Awareness, Bank/Economy Awareness, etc

Core topics from Test of Quantitative Aptitude :- Simplification, Number Series, Data Interpretation, Inequalities, Arithmetic Questions. etc

Format

EXAM PATTERN

The exam pattern for the Oriental Insurance AO exam is outlined below. Candidates must qualify in all three stages- Prelims, Mains, and the Interview- to be considered for the post. The complete and detailed exam pattern will be provided in the official notification.

Phase-II: Main Examination (Tier-II)

A. For Generalist Officers

Objective Test: 200 marks, 150 minutes (separately timed)

Descriptive Test: 30 marks, 30 minutes (immediately after Objective)

S. No.	Test	Type	No. of Qs	Marks	Duration	Medium
1	Test of Reasoning	Objective	45	45	45 minutes	Eng/Hindi
2	Test of English Language	Objective	40	40	30 minutes	English
3	Test of General Awareness	Objective	40	40	20 minutes	Eng/Hindi
4	Test of Quantitative Aptitude	Objective	40	40	40 minutes	Eng/Hindi
5	Test of Computer Knowledge	Objective

...

Eligibility

ELIGIBILITY CRITERIA

The Oriental Insurance Company Limited has clearly defined the eligibility criteria for candidates applying for Administrative Officer posts. These criteria primarily include the prescribed age limit and educational qualifications, both of which must be fulfilled. Applicants are advised to carefully check the detailed OICL AO eligibility requirements before submitting their online application to ensure their candidature is considered valid.

Nationality

A candidate applying for recruitment in the Company must be either:

A citizen of India, or

A subject of Nepal, or

A subject of Bhutan, or

A Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India, or

A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of permanently settling in India.

Provided that a candidate belonging to categories (2), (3), (4) and (5) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Age Limit & Relaxations

Minimum Age: 21 years

Maximum Age: 30 years

(i.e., a candidate must have been born not earlier than 01.12.1995 and not later than 30.11.2004 – both dates inclusive)

Categories	Age Relaxation
Scheduled Caste/Scheduled Tribe	5 Years
Other Backward Classes (Non-creamy layer)	3 Years
Persons With Disability	10 Years
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCO s) who have rendered at least 5 years military service	5 Years
Defence service personnel disabled in operation during the hostilities with any foreign country or in a disturbed area and released as consequence thereof	3 Years
Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 1-1-80 to 31.12.1989	Gen: 5 year OBC: 8 years SC/ST:10 years
Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)	8 Years

Important Notes on Relaxation:

Cumulative relaxation allowed (maximum age not to exceed 45 years).

OBC candidates in “Creamy Layer” are not eligible for relaxation/reservation.

PwBD + Employee category: Take the more beneficial relaxation.

Educational Qualifications

Generalist Officers

Graduate / Post Graduate in any stream from a recognized University with at least 60% marks (55% for SC/ST) in either degree.

Hindi (Rajbhasha) Officers

Master’s Degree in Hindi with English as compulsory/elective OR Master’s in English with Hindi OR Master’s in any subject with Hindi/English as medium + compulsory subject – 60% marks (55% for SC/ST). Detailed combinations given in advertisement.

Key Conditions

Result must have been declared on or before 30.11.2025.

Percentage calculated on aggregate marks (not honours only).

CGPA/OGPA must be converted with certificate from University.

Candidates must possess valid Mark-sheet/Degree Certificate as on 30.11.2025.

Important Points

Candidate must apply for only ONE discipline (Generalist or Hindi Officer).

Multiple applications ? only the latest valid one retained; other fees forfeited.

All candidates must fulfil the basic eligibility at the time of application and produce original documents at Interview.

Final selection is subject to medical fitness, document verification, and execution of Guarantee Bond.

ELIGIBILITY CRITERIA

Nationality

A candidate applying for recruitment in the Company must be either:

A citizen of India, or

A subject of Nepal, or

A subject of Bhutan, or

A Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India, or

Provided that a candidate belonging to categories (2), (3), (4) and (5) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Age Limit & Relaxations

Minimum Age: 21 years

Maximum Age: 30 years

(i.e., a candidate must have been born not earlier than 01.12.1995 and not later than 30.11.2004 – both dates inclusive)

Categories	Age Relaxation
Scheduled Caste/Scheduled Tribe	5 Years
Other Backward Classes (Non-creamy layer)	3 Years
Persons With Disability	10 Years
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCO s) who have rendered at least 5 years military service	5 Years
Defence service personnel disabled in operation during the hostilities with any foreign country or in a disturbed area and released as consequence thereof	3 Years
Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 1-1-80 to 31.12.1989	Gen: 5 year OBC: 8 years SC/ST:10 years
Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)	8 Years

Important Notes on Relaxation:

Cumulative relaxation allowed (maximum age not to exceed 45 years).

OBC candidates in “Creamy Layer” are not eligible for relaxation/reservation.

PwBD + Employee category: Take the more beneficial relaxation.

Educational Qualifications

Generalist Officers

Graduate / Post Graduate in any stream from a recognized University with at least 60% marks (55% for SC/ST) in either degree.

Hindi (Rajbhasha) Officers

Key Conditions

Result must have been declared on or before 30.11.2025.

Percentage calculated on aggregate marks (not honours only).

CGPA/OGPA must be converted with certificate from University.

Candidates must possess valid Mark-sheet/Degree Certificate as on 30.11.2025.

Important Points

Candidate must apply for only ONE discipline (Generalist or Hindi Officer).

Multiple applications ? only the latest valid one retained; other fees forfeited.

All candidates must fulfil the basic eligibility at the time of application and produce original documents at Interview.

Final selection is subject to medical fitness, document verification, and execution of Guarantee Bond.

Schedule

IMPORTANT DATES

The OICL AO Exam Date 2026 has been officially confirmed in the detailed recruitment notification. As per the schedule, the Tier-I Preliminary Examination will be held on January 10, 2026, followed by the Tier-II Main Examination on February 28, 2026. Candidates are advised to note these important dates and plan their preparation accordingly to stay ahead in the OICL AO Recruitment 2026 process.

Online Registration commences from: 1st December 2025

Last Date for Online Registration: 15th December 2025

Payment of Application Fees: From 1st December 2025 (6:30 PM) to midnight of 15th December 2025 (both days inclusive)

Tentative Date of Online Preliminary Examination (Tier-I) (for both Generalist & Hindi Officers): 10th January 2026

Downloading of Call Letters for Examination commences from: To be notified later

Tentative Date of Online Main Examination (Tier-II) (for both Generalist & Hindi Officers): 28th February 2026

Analysis

EXAM ANALYSIS

Here is a complete, non-table, exam-oriented analysis of the OICL AO MAINS Exam 2026, based on the latest conducted exam (28 February 2026), so you can clearly understand pattern, difficulty, and expected cutoffs for the next cycle.

Last Conducted Exam (Most Recent & Reliable Reference)

Exam: OICL AO Mains (Phase II)

Conducting Body: Oriental Insurance Company Limited

Exam Date: 28 February 2026

Conducted in online mode across India

This is the latest benchmark paper for predicting upcoming exams.

Shift Timing & Exam Schedule (Exact Details)

The OICL AO Mains exam is conducted in only ONE shift (very important)

Reporting Time: around 7:30 AM

Exam Start Time: 9:05 AM

Exam End Time: 12:05 PM

Total duration:

Objective paper: 150 minutes

Descriptive test: 30 minutes

Total exam time = 3 hours

No normalization (single shift) ? raw score = final score

Exam Pattern (Confirmed for 2026)

The Mains exam is much broader and tougher than Prelims, with 5 objective sections + descriptive paper.

Objective Sections:

Reasoning Ability

Quantitative Aptitude

English Language

General Awareness

Computer Knowledge

Descriptive Paper:

Essay writing (20 marks)

Precis writing (10 marks)

Total:

Objective: 200 marks

Descriptive: 30 marks

Grand Total: 230 marks

Negative marking: 0.25 marks per wrong answer

Overall Difficulty Level (2026 Mains)

The overall paper was Easy to Moderate

But here’s the real insight:

Not conceptually very hard

But lengthy + time pressure heavy

GA + Quant + Reasoning decided selection

Compared to:

Easier than SBI PO Mains

Similar to LIC AAO / NIACL AO level

Section-wise Analysis (2026)

Reasoning Ability

Moderate level

Heavy focus on puzzles and seating arrangement

Also included:

Input-output

Logical reasoning

Data sufficiency

Nature: time-consuming, not very tricky

Key challenge: managing multiple puzzle sets

Quantitative Aptitude

Moderate to slightly difficult

Dominated by:

Data Interpretation (caselet, arithmetic DI)

Arithmetic (time & work, ratio, profit-loss)

Major issue: calculations were lengthy

This section filtered serious candidates

English Language (Objective)

Easy to moderate

Included:

Reading comprehension

Error detection

Cloze test

Vocabulary

Scoring section if accuracy is good

General Awareness (VERY IMPORTANT)

Moderate level

Mostly:

Current affairs (last 5–6 months)

Insurance awareness

Banking awareness

This section was game-changing

High scorers here had clear advantage

Computer Knowledge

Easy

Basic questions:

MS Office

Internet

Hardware/software basics

Quick scoring section

Descriptive Paper

Essay + Precis writing

Topics mostly from:

Economy

Insurance sector

Social issues

Moderate level

Requires practice (many ignore this)

Good Attempts Insight (2026 Trend)

Based on student feedback:

Reasoning: around high 30s attempts

Quant: low to mid 30s

English: mid 20s+

GA: depends on preparation (20+ strong score)

Overall strong attempt:

Around 120–140 questions (objective) with accuracy

Expected Cut-Off (2026 Mains)

Official cutoff not fully finalized, but based on:

Difficulty

Vacancy (300 posts)

Previous trends

Expected Range (General Category):

115 – 130 marks (out of 200 objective)

Descriptive marks are qualifying but important for final merit.

Final selection depends on:

Mains score

Interview performance

Key Observations from 2026 Mains

GA was the real rank booster

Quant was time-consuming but not impossible

Reasoning had lengthy puzzles

English + Computer = scoring cushion

...

Study Tips

STUDY TIPS

To prepare effectively for the OICL AO exam, start by thoroughly understanding the syllabus and exam pattern. Focus on developing strong fundamentals in Quantitative Aptitude, Reasoning, and English, along with consistent daily practice of puzzles and Data Interpretation (DI). Give special attention to Insurance and General Awareness, practice previous years’ question papers, and regularly attempt mock tests.

1. Understand Exam Pattern & Syllabus

Go through the complete syllabus for Prelims and Mains

Identify important topics and weightage

Plan your preparation accordingly

2. Build Strong Basics

Focus on Quantitative Aptitude, Reasoning, and English

Clear fundamental concepts first

Avoid jumping directly to high-level questions

3. Practice Daily

Solve 30–50 questions per subject daily

Practice puzzles and Data Interpretation (DI) regularly

Improve both speed and accuracy

4. Focus on General Awareness

Prepare Insurance & Banking Awareness

Cover last 4–6 months current affairs

Revise GA regularly using short notes

5. Attempt Mock Tests

Take sectional tests and full-length mocks

Start with 1–2 mocks/week ? increase to 3–4 mocks/week

Analyze mistakes carefully

6. Solve Previous Year Papers

Understand question trends

Identify important topics

Improve confidence

7. Time Management

Learn to attempt easy questions first

Avoid spending too much time on one question

Maintain proper exam strategy

8. Revision Strategy

Revise formulas, vocabulary, and GA notes regularly

Make short notes for quick revision

Weekly revision is a must

STUDY PLAN

6 Month Study Plan (Prelims + Mains)

Month 1–2: Foundation Stage

Quant: Simplification, Number Series, Arithmetic basics

Reasoning: Coding-Decoding, Inequality, Syllogism

English: Grammar, Vocabulary, Basic Reading Comprehension

GA: Start current affairs + insurance awareness

Practice 25–30 questions per subject daily

Month 3–4: Strengthening Stage

Quant: Time & Work, Time-Speed-Distance, DI basics

Reasoning: Puzzles & Seating Arrangement

English: Cloze Test, Error Detection, RC

GA: Monthly current affairs revision

Start sectional tests (3–4 per week)

Month 5–6: Advanced + Mock Phase

Quant: High-level Data Interpretation

Reasoning: High-level puzzles, Input-Output

English: RC, Para Jumbles

GA: Revise last 4–6 months current affairs

Attempt 2–3 full mocks per week

Practice descriptive writing (Essay & Letter)

3 Month Study Plan

Month 1: Syllabus Completion

Cover all major topics (Quant, Reasoning, English, GA)

Start daily current affairs

Practice topic-wise questions

Month 2: Practice + Testing

Attempt sectional tests (4–5 per week)

Start 1–2 full mocks per week

Focus on weak areas

Revise GA regularly

Month 3: Final Preparation

Attempt 3–5 full mocks per week

Revise formulas, vocabulary, and GA

Practice descriptive writing

Improve speed and accuracy

1 Month Study Plan

Week 1: Key Topics

Quant: Simplification, Arithmetic, DI basics

Reasoning: Puzzles, Inequality, Syllogism

English: Grammar + Reading Comprehension

GA: Last 3–4 months current affairs

Week 2: Practice Phase

Daily sectional tests

Attempt 2–3 full mocks

Focus on accuracy

Week 3: Mock Intensive

Attempt 4–5 full mocks

Analyze performance

Work on weak areas

Week 4: Final Revision

Daily mock test + analysis

Revise formulas, vocabulary, GA notes

Practice essay & letter writing

Avoid starting new topics

Daily Study Routine (Suggested)

Quantitative Aptitude: 2 hours

Reasoning Ability: 2 hours

English Language: 1–1.5 hours

General Awareness: 1 hour

Mock Test/Analysis: 1–2 hours

General info

OVERVIEW

The Oriental Insurance Company Ltd was incorporated at Bombay on 12th September 1947. The Company was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was formed to carry out General Insurance business. OICL provides opportunities to individuals by announcing vacancies for Administrative Officers only.

Particularts	Details
Exam Full Name	Administrative Officier Scale 1 (Generalist & Hindi Office)
Conducting Authority	Administrative Officier Scale 1 Oriental Insurance Company Limited (OICL)
Admission Purpose	To Select Generalist & Hindi Officer in OICL
Application Mode	Online
Exam Level	National
Exam Date	Tier I- 10/01/2026 Tier II - 28/02/2026
Official Website	www.orientalinsurance.org.in

SELECTION PROCESS

Candidates must undergo a rigorous selection procedure to be appointed as Administrative Officers. They are required to clear a three-stage selection process for the Oriental Insurance AO Recruitment.

Phase-I: Preliminary Examination (Tier-I)

Online Objective Test – 100 marks, 1 hour (separately timed)

English Language: 30 marks

Reasoning Ability: 35 marks

Quantitative Aptitude: 35 marks

Qualifying only (minimum passing marks decided by OICL). Adequate number of candidates (approx. 20 times the vacancies) are shortlisted category-wise for the Main Exam.

Phase-II: Main Examination (Tier-II)

Online (Objective + Descriptive). Immediately after Objective, Descriptive starts.

A. For Generalist Officers Objective Test (200 marks, 150 minutes, separately timed):

Test of Reasoning: 45 marks

Test of English Language: 40 marks

Test of General Awareness: 40 marks

Test of Quantitative Aptitude: 40 marks

Test of Computer Knowledge: 35 marks

Descriptive Test (30 marks, 30 minutes) – English Language only (Essay – 20 marks + Précis – 10 marks) ? Qualifying in nature (marks not added in final merit).

B. For Hindi (Rajbhasha) Officers Objective Test (200 marks, 120 minutes):

Reasoning: 25 marks

English Language: 25 marks

Professional Knowledge (Hindi/English grammar, Official Language Rules, Translation): 100 marks

General Awareness: 25 marks

Computer Knowledge: 25 marks

Descriptive Test (50 marks, 60 minutes) – English & Hindi (English Essay 10 + Hindi Essay 10 + Hindi Letter 10 + Eng-to-Hindi Translation 10 + Hindi-to-Eng Translation 10)

Penalty for Wrong Answers (both Prelims & Mains Objective): 1/4th of the marks assigned to that question is deducted. No penalty for unattempted questions.

Phase-III: Interview

Candidates shortlisted from Main Exam (up to 3 times the number of vacancies per category/stream).

Conducted at selected centres (date/venue mentioned in Interview Call Letter).

No change in date/centre allowed.

Final Selection & Merit List

Weightage: – 80% ? Marks obtained in Main Examination (Objective Test only) – 20% ? In

...

OVERVIEW

Particularts	Details
Exam Full Name	Administrative Officier Scale 1 (Generalist & Hindi Office)
Conducting Authority	Administrative Officier Scale 1 Oriental Insurance Company Limited (OICL)
Admission Purpose	To Select Generalist & Hindi Officer in OICL
Application Mode	Online
Exam Level	National
Exam Date	Tier I- 10/01/2026 Tier II - 28/02/2026
Official Website	www.orientalinsurance.org.in

SELECTION PROCESS

Phase-I: Preliminary Examination (Tier-I)

Online Objective Test – 100 marks, 1 hour (separately timed)

English Language: 30 marks

Reasoning Ability: 35 marks

Quantitative Aptitude: 35 marks

Qualifying only (minimum passing marks decided by OICL). Adequate number of candidates (approx. 20 times the vacancies) are shortlisted category-wise for the Main Exam.

Phase-II: Main Examination (Tier-II)

Online (Objective + Descriptive). Immediately after Objective, Descriptive starts.

A. For Generalist Officers Objective Test (200 marks, 150 minutes, separately timed):

Test of Reasoning: 45 marks

Test of English Language: 40 marks

Test of General Awareness: 40 marks

Test of Quantitative Aptitude: 40 marks

Test of Computer Knowledge: 35 marks

Descriptive Test (30 marks, 30 minutes) – English Language only (Essay – 20 marks + Précis – 10 marks) ? Qualifying in nature (marks not added in final merit).

B. For Hindi (Rajbhasha) Officers Objective Test (200 marks, 120 minutes):

Reasoning: 25 marks

English Language: 25 marks

Professional Knowledge (Hindi/English grammar, Official Language Rules, Translation): 100 marks

General Awareness: 25 marks

Computer Knowledge: 25 marks

Descriptive Test (50 marks, 60 minutes) – English & Hindi (English Essay 10 + Hindi Essay 10 + Hindi Letter 10 + Eng-to-Hindi Translation 10 + Hindi-to-Eng Translation 10)

Penalty for Wrong Answers (both Prelims & Mains Objective): 1/4th of the marks assigned to that question is deducted. No penalty for unattempted questions.

Phase-III: Interview

Candidates shortlisted from Main Exam (up to 3 times the number of vacancies per category/stream).

Conducted at selected centres (date/venue mentioned in Interview Call Letter).

No change in date/centre allowed.

Final Selection & Merit List

Weightage: – 80% ? Marks obtained in Main Examination (Objective Test only) – 20% ? Interview marks

Descriptive Test is qualifying only (not counted).

Final merit list prepared in descending order of consolidated score.

Tie-breaker: Higher marks in Interview ? Senior in age (Date of Birth).

Waiting list (up to 50% of vacancies) may be kept.

Appointment is subject to: – Medical fitness – Document verification – Execution of Guarantee Bond – Verification of character & antecedents

2025 exam

LATEST UPDATE

According to the last official notice, applications for the 300 Administrative Officer posts were open from December 1, 2025 (6:30 p.m.) to December 15, 2025. With the release of the detailed notification on December 1, 2025, the 2025 recruitment cycle officially began and is currently in progress. As per the schedule, Tier I of the exam was conducted on January 10, 2026, and Tier II is scheduled for February 28, 2026. At present, the recruitment process is at its mid-stage, with the remaining phases focused on candidates who have qualified for the Mains.

IMPORTANT DATES

Online Registration commences from: 1st December 2025

Last Date for Online Registration: 15th December 2025

Payment of Application Fees: From 1st December 2025 (6:30 PM) to midnight of 15th December 2025 (both days inclusive)

Tentative Date of Online Preliminary Examination (Tier-I) (for both Generalist & Hindi Officers): 10th January 2026

Downloading of Call Letters for Examination commences from: To be notified later

Tentative Date of Online Main Examination (Tier-II) (for both Generalist & Hindi Officers): 28th February 2026

VACANCY DETAILS

The Oriental Insurance Company Limited has announced a total of 300 vacancies for the OICL AO 2026 recruitment. Among these, 285 positions are for Generalist Officers and 15 are for Hindi (Rajbhasha) Officers, as detailed in the official notification. Candidates are advised to check the complete category-wise vacancy distribution before applying.

Post	Total Vacancies	UR	OBC	SC	ST	EWS	PwBD*
Administrative Officer (Generalist)	285	123	68	42	24	28	14
Administrative Officer (Hindi/Rajbhasha)	15	7	4	2	1	1	1
Total	300	—	—	—

...

LATEST UPDATE

IMPORTANT DATES

Online Registration commences from: 1st December 2025

Last Date for Online Registration: 15th December 2025

Payment of Application Fees: From 1st December 2025 (6:30 PM) to midnight of 15th December 2025 (both days inclusive)

Tentative Date of Online Preliminary Examination (Tier-I) (for both Generalist & Hindi Officers): 10th January 2026

Downloading of Call Letters for Examination commences from: To be notified later

Tentative Date of Online Main Examination (Tier-II) (for both Generalist & Hindi Officers): 28th February 2026

VACANCY DETAILS

Post	Total Vacancies	UR	OBC	SC	ST	EWS	PwBD*
Administrative Officer (Generalist)	285	123	68	42	24	28	14
Administrative Officer (Hindi/Rajbhasha)	15	7	4	2	1	1	1
Total	300	—	—	—	—	—	—

SALARY STRUCTURE

After selection, candidates appointed as OICL AO will undergo a one-year probation period. During this period, they are required to clear the mandatory Non-Life Licentiate Examination conducted by the Insurance Institute of India. Their appointment will be confirmed only after passing this exam; otherwise, their services may be terminated. The details of the OICL AO salary are given below.

Emoluments & Benefits (as per the official OICL AO Recruitment 2025 advertisement – Section 4, Page 3):

1. Basic Pay

Rs. 50,925/- in the pay scale of Rs. 50,925 – 2,500 (14) – 85,925 – 2,710 (4) – 96,765

2. Total Emoluments (Approximate)

Approx. Rs. 85,000/- per month in Metropolitan Centers (Basic Pay + other admissible allowances as applicable at present)

3. Other Benefits (as per Company rules)

Pension under New Pension System (governed by PFRDA)

Gratuity

Leave Travel Subsidy (LTS)

Medical Benefits

Group Personal Accident Insurance

Company’s / leased accommodation as per norms

Note: All benefits and allowances are governed by the prevalent rules of The Oriental Insurance Company Limited and are subject to change from time to time.

HOW TO APPLY

The online application link for OICL AO Recruitment has been activated on the official website, www.orientalinsurance.org.in. Candidates who wish to apply for the AO (Scale-I) posts must submit their applications through the official website before 18th December 2025.

Applications were accepted online only. No other mode (offline, post, email) was allowed.

Before Starting – Prepare These Scans (mandatory)

Photograph (recent passport-style colour, 4.5 cm × 3.5 cm)

Size: 20 KB – 50 KB

Dimensions: 200 × 230 pixels (preferred)

Signature (on white paper with black ink)

Size: 20 KB – 50 KB

Left Thumb Impression (on white paper with black/blue ink)

Size: 20 KB – 50 KB

Dimensions: 240 × 240 pixels (200 DPI)

Hand-written Declaration (on white paper with black ink – English only) Exact text: “I, (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

Size: 50 KB – 100 KB

Dimensions: 800 × 400 pixels (200 DPI)

Note: Signature & declaration must NOT be in CAPITAL LETTERS. All scans must be clear; blurry uploads lead to rejection.

Step-by-Step Application Procedure (as per advertisement)

1. Go to https://orientalinsurance.org.in and click “APPLY ONLINE”.

2. Click “Click here for New Registration”. Enter Name, Contact details & Email ID.

3. A Provisional Registration Number and Password will be generated and sent via Email/SMS. Note them down.

4. Fill the form in parts using “SAVE AND NEXT”.

5. Carefully fill all details (Name, Father’s name, DOB, Category, etc. – must match certificates exactly).

6. Validate details and click “Save & Next”.

7. Upload Photo, Signature, Left Thumb Impression & Hand-written Declaration (as per specifications above).

8. Fill remaining details (educational qualification, experience, etc.).

9. Click “Preview” to check everything.

10. Make corrections if needed, then click “COMPLETE REGISTRATION” (no changes allowed after this).

11. Click “Payment” tab and pay the fee.

12. Click “Submit”.

Payment of Fees (Online only – Non-refundable)

SC/ST/PwBD: ?250 (Intimation charges only)

All others: ?1,000 (Application fee + Intimation charges)

Payment modes: Debit/Credit Card, Internet Banking, IMPS, Mobile Wallets. After successful payment, an e-receipt will be generated. Take a printout of the application form + e-receipt.

After Submission

No changes in any details (including category, discipline, photo/signature) will be allowed.

Candidates must apply for only ONE discipline (Generalist or Hindi Officer). Multiple applications = only the latest one kept; fee for others forfeited.

Keep your registered Email ID and Mobile number active throughout the process.

Important Warnings from the Advertisement:

Incomplete applications (missing photo/signature/declaration/fee) will be rejected.

Any false information or tampering will lead to disqualification and possible legal action.

Candidates are advised to apply well before the last date to avoid technical issues.

EXAM CENTERS

Below, we have provided the list of exam centers where the OICL AO Prelims Exam and OICL AO Mains Exam will be held.

OICL AO Prelims Exam Center

State	Centers
Andhra Pradesh	Vijaywada/Guntur
	Visakapatnam, Tirupathi
	Ongole
Assam	Guwahati
	Dibrugarh
	Silchar
	Jorhat
Arunachal Pradesh	Naharlagun
Bihar	Patna
	Gaya
	Bhagalpur
Chandigarh	Mohali
Chhattisgarh	Raipur, Durg
Delhi-NCR	Delhi-NCR
Goa	Panaji/Mapusa
Gujarat	Ahmedabad/Gandhi Nagar
	Vadodara/Anand
	Surat
	Rajkot
Haryana	Ambala
	Faridabad
	Gurgaon
Himachal Pradesh	Shimla
	Mandi
	Hamirpur, Bilaspur
Jammu & Kashmir	Jammu, Srinagar
Jharkhand	Ranchi
Jharkhand	Jamshedpur
Karnataka	Bengaluru
	Hubli/Dharwad
	Mangaluru (Mangalore)
	Mysuru (Mysore)
	Kalaburagi (Gulbarga)
Kerala	Ernakulum
	Thiruvananthapuram
	Kozhikode
Madhya Pradesh	Bhopal
	Indore
	Gwalior
	Jabalpur, Satna
Maharashtra	Mumbai/Navi Mumbai/Thane/MMR
	Nagpur
	Pune
	Chhatrapati Sambhaji Nagar
	Nasik
Manipur	Imphal
Meghalaya	Shilong
Mizoram	Aizawl
Nagaland	Kohima
Odisha	Bhubaneswar
	Cuttack
	Rourkela
	Berhampur-Ganjam
Puduchery	Puduchery
Punjab	Amritsar
	Jalandhar
	Bhatinda, Patiala
Rajasthan	Jaipur
	Jodhpur
	Bikaner
Sikkim	Gangtok
Tamil Nadu	Chennai
	Coimbatore
	Madurai, Salem, Tiruchirappalli, Tirunelveli
Telangana	Hyderabad
Telangana	Warangal, Khammam, Karimnagar
Tripura	Agartala
Uttar Pradesh	Lucknow
	Prayagraj
	KanpurNoida/Greater Noida, Ghaziabad, Meerut Agra
Uttarakhand	Dehradun
	Roorkee
	Haldwani
West Bengal	Kolkata
	Siliguri
	Asansol Durgapur

OICL AO Mains Exam Center List

State/UT	Centers
Andhra Pradesh/Telengana	Hyderabad
Assam	Guwahati
Bihar	Patna
Chandigarh	Mohali
Chhattisgarh	Raipur
Delhi-NCR	Delhi-NCR
Gujarat	Ahmedabad-Gandhinagar
Himachal Pradesh	Shimla, Bilaspur
Jammu & Kashmir	Jammu
Jharkhand	Ranchi
Karnataka	Bengaluru
Kerela	Ernakulum
Maharashtra	Mumbai/Navi Mumbai/Thane/MMR
Madhya Pradesh	Bhopal
Orissa	Bhubaneswar
Rajasthan	Jaipur
Tamil Nadu	Chennai
Uttar Pradesh	Lucknow
Uttrakhand	Dehradun
West Bengal	Kolkata

ADMIT CARD

The OICL AO Mains Admit Card 2026 for the Administrative Officer (Scale-I) recruitment was released on February 18–19, 2026, for the examination scheduled on February 28, 2026. Candidates can download their hall tickets from the official website by logging in using their Registration Number or Roll Number along with their password..

The OICL AO Admit Card is issued online on the official website of OICL. Candidates need to follow the steps to download admit card of OICL AO exam

Step 1. Visit the official website of OICL.

Step 2. Click on the ‘Careers’ link given under the ‘Miscellaneous’ section at the bottom.

Step 3. Click on the OICL AO Admit card link.

Step 4. Login with your registration ID and password.

Step 5. Download the OICL admit card.

Step 6. Take two print out of the OICL admit card for future reference.

EXAM RESULT

The OICL AO Prelims Result 2026 for the 300 Administrative Officer (Scale-I) posts was officially release on February 6, 2026. Candidates can download the result PDF, which includes the roll numbers of shortlisted candidates, from the Oriental Insurance Company Limited (OICL) website. The Mains examination was conducted on February 28, 2026.

Candidates need to follow the steps below to check the result of the OICL AOexam:

Step 1. Visit the official website of OICL.

Step 2. Click on the career tab.

Step 3. Click on the ‘AO Result’ link.

Step 4. On clicking above OICL Result PDF will appear on the screen.

Step 5. Search for your roll number.

Step 6. Download and save the OICL Result PDF for future reference.

OICL Assistant Result 2025 Released For Tier I Prelims Exam

OICL has released the OICL Assistant Result 2025 for the Tier I Preliminary Exam at orientalinsurance.org.in. Check the result PDF, exam dates, next stage details, and steps to download the OICL Assistant Prelims result here...