EXAM SYLLABUS

The syllabus covers key sections such as English Language, Quantitative Aptitude, and Reasoning Ability. Below, the syllabus for Prelims examinations across all subjects is provided.

The written exam will be conducted in two phases

Phase – I: Preliminary Examination online

Phase – II: Main Examination online

The syllabus for NICL AO is given below :

EXAM SYLLABUS

The syllabus covers key sections such as English Language, Quantitative Aptitude, and Reasoning Ability. Below, the syllabus for Prelims examinations across all subjects is provided.

The written exam will be conducted in two phases

Phase – I: Preliminary Examination online

Phase – II: Main Examination online

The syllabus for NICL AO is given below :

QUANTITATIVE APTITUDE DETAILED SYLLABUS

The detailed syllabus for Numerical Ability section with Topic description, Topic Example and Difficulty level is given below:

Note:- The above-mentioned examples are for Illustrative purpose only.

REASONING ABILITY DETAILED SYLLABUS

The detailed syllabus for Reasoning Ability section with Topic description, Topic Example and Difficulty level is given below :

Note:- The above-mentioned examples are for Illustrative purpose only.

ENGLISH LANGUAGE DETAILED SYLLABUS

The detailed syllabus for English Language section with Topic description, Topic Example and Difficulty level is given below :

Note:- The above-mentioned examples are for Illustrative purpose only.

EXAM PATTERN

Candidates intending to apply online for the NICL AO Recruitment should familiarize themselves with the detailed exam pattern for the NICL AO Examination. Understanding the types of questions that will be asked and other key details is crucial for effective preparation. The exam pattern for Prelims examination is outlined here.

The written exam will be conducted in two phases

Phase – I: Preliminary Examination online

Phase – II: Main Examination online

Phase-I: Preliminary Examination (applicable for all disciplines except for Hindi Officers)

Preliminary Examination consisting of Objective Tests (Multiple Choice type Questions) for 100 marks will be conducted online (applicable for all disciplines except Hindi Officers). This test would be of 60 minutes duration consisting of 3 sections (with separate timings for each section) as follows:

Candidates have to qualify in each test/section by securing passing marks to be decided by the Company. Adequate number of candidates in each category as decided by the Company (approximately 15 times the numbers of vacancies subject to availability) will be shortli

EXAM PATTERN

Candidates intending to apply online for the NICL AO Recruitment should familiarize themselves with the detailed exam pattern for the NICL AO Examination. Understanding the types of questions that will be asked and other key details is crucial for effective preparation. The exam pattern for Prelims examination is outlined here.

The written exam will be conducted in two phases

Phase – I: Preliminary Examination online

Phase – II: Main Examination online

Phase-I: Preliminary Examination (applicable for all disciplines except for Hindi Officers)

Preliminary Examination consisting of Objective Tests (Multiple Choice type Questions) for 100 marks will be conducted online (applicable for all disciplines except Hindi Officers). This test would be of 60 minutes duration consisting of 3 sections (with separate timings for each section) as follows:

Candidates have to qualify in each test/section by securing passing marks to be decided by the Company. Adequate number of candidates in each category as decided by the Company (approximately 15 times the numbers of vacancies subject to availability) will be shortlisted for the Main Examination.

Mode of Examination

The NICL AO Preliminary Exam is conducted in online mode and consists of an objective-type computer-based test (CBT).

Medium Of Examination

The objective tests except test on “English Language” will be bilingual (in English and Hindi).

Marking Scheme

There will be a penalty for wrong answers marked by the candidates

1. One mark will be awarded for each correct answer.

2. For each wrong answer marked, one fourth of the marks assigned to the question will be deducted from those obtained.

3. No marks will be deducted for unattempted questions.

ELIGIBILITY CRITERIA

Candidates willing to apply for NICL AO Examination are required to fulfil certain conditions to be eligible for it. The candidate who does not satisfy the Eligibility criteria like Age, Minimum educational qualification etc, their candidature shall be rejected by the authorities. The criteria for eligibility NICL AO are decided by the conduction body itself.

The candidate’s eligibility for NICL AO Examination is based on the fulfilment of the following conditions:

1. Nationality

2. Age Limit & Relaxations

3. Educational Qualifications

Nationality

a) a citizen of India, or

b) a subject of Nepal, or

c) a subject of Bhutan, or

d) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India,

or

e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Note - Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. At the time of interview, the Candidates must necessarily produce the relevant documents in original and a self-attested photocopy in support of their identity and eligibility pertaining to category, nationality, age, educational qualifications etc. as indicated in the online application form. Please note that no change of application data will be permitted at any stage after completion of registration process of the online application. Merely applying for the post and being shortlisted in the online examination and/ or in the subsequent interview and/ or subsequent processes does not imply that a candidate will necessarily be offered employment in the Company. No request for considering the candidature under any category / post other than the one in which applied will be entertained.

Age Limit (as on 01.05.2025)

Minimum Age: 21 years

Maximum Age: 30 years, as on 01.05.2025 i.e.,

a candidate must have been born not earlier than 02.05.1995 and not later than 01.05.2004 (both dates inclusive).

Age Relaxation

Service Conditions

The service conditions will be applicable as per the prevalent rules of the Company from time to time. Selected candidates on appointment may be posted or transferred to any place in India as may be decided by the Company as per requirement. The minimum stay at the initial place of posting will be 5 years. Candidates selected as Specialist Officers may be required to continue in the same specialization for a minimum period of 10 years as per discretion of the Company. They will, however, continue to be eligible for promotions as per Company norms.

Probation

A candidate appointed in the Officers’ cadre on regular pay rolls of the Company shall be on probation for a period of one year from the date of joining the duty. The probation period may be extended twice by a further period of six months at a time stretching up to one year.

During the probation period the Officers would be required to pass the non-life “Licentiate Examination” conducted by Insurance Institute of India. Only after passing the said examination the Officer will be eligible for confirmation of his/her services i

ELIGIBILITY CRITERIA

Candidates willing to apply for NICL AO Examination are required to fulfil certain conditions to be eligible for it. The candidate who does not satisfy the Eligibility criteria like Age, Minimum educational qualification etc, their candidature shall be rejected by the authorities. The criteria for eligibility NICL AO are decided by the conduction body itself.

The candidate’s eligibility for NICL AO Examination is based on the fulfilment of the following conditions:

1. Nationality

2. Age Limit & Relaxations

3. Educational Qualifications

Nationality

a) a citizen of India, or

b) a subject of Nepal, or

c) a subject of Bhutan, or

d) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India,

or

e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Note - Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. At the time of interview, the Candidates must necessarily produce the relevant documents in original and a self-attested photocopy in support of their identity and eligibility pertaining to category, nationality, age, educational qualifications etc. as indicated in the online application form. Please note that no change of application data will be permitted at any stage after completion of registration process of the online application. Merely applying for the post and being shortlisted in the online examination and/ or in the subsequent interview and/ or subsequent processes does not imply that a candidate will necessarily be offered employment in the Company. No request for considering the candidature under any category / post other than the one in which applied will be entertained.

Age Limit (as on 01.05.2025)

Minimum Age: 21 years

Maximum Age: 30 years, as on 01.05.2025 i.e.,

a candidate must have been born not earlier than 02.05.1995 and not later than 01.05.2004 (both dates inclusive).

Age Relaxation

Service Conditions

The service conditions will be applicable as per the prevalent rules of the Company from time to time. Selected candidates on appointment may be posted or transferred to any place in India as may be decided by the Company as per requirement. The minimum stay at the initial place of posting will be 5 years. Candidates selected as Specialist Officers may be required to continue in the same specialization for a minimum period of 10 years as per discretion of the Company. They will, however, continue to be eligible for promotions as per Company norms.

Probation

A candidate appointed in the Officers’ cadre on regular pay rolls of the Company shall be on probation for a period of one year from the date of joining the duty. The probation period may be extended twice by a further period of six months at a time stretching up to one year.

During the probation period the Officers would be required to pass the non-life “Licentiate Examination” conducted by Insurance Institute of India. Only after passing the said examination the Officer will be eligible for confirmation of his/her services in the Company. Failure to pass the said Examination within the extended probation period will render the officer liable to be terminated from service on expiry of the period so specified.

The Company reserves the right to terminate the services of the candidate if found unsuitable at any time during the probation period or the extended probation period without any notice or assigning any reason thereof.

Educational Qualifications

Note:

a) Qualification mentioned above should be from any of the recognized Indian Universities duly approved by the UGC or any of the recognized Indian Institutes duly approved by AICTE.

b) The candidate must possess valid Mark-sheet / Degree Certificate of the necessary qualification as on 01.05.2025.

c) The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honours/optional/additional optional subject, if any. This will be applicable for those Universities also where Class/Grade is decided on basis of honours marks only. The fraction of percentage so arrived will be ignored i.e., 59.99% will be treated as less than 60%.

d) Where CGPA/OGPA are awarded, the candidate will have to produce a certificate issued by the appropriate authority inter alia stating the norms of the University regarding conversion of grade into percentage and the percentage of marks scored by the candidate in terms of norms.

IMPORTANT DATES

The official notification for the recruitment of Administrative Officer Scale-I (Generalists and Specialists) for NICL AO 2025 has been published on the official website. This notification includes detailed information about the number of vacancies, eligibility requirements, selection procedure, exam pattern, and other relevant details. NICL is one of five wholly owned insurance companies by the Government of India, with offices and branches located across the country. As per the notification released by NICL, the application started from 12 Jun 2025, the last date for online application was 3 July 2025. NICL AO Prelims exam was held on 20 July 2025 and NICL AO Mains exam will be held on 31 August 2025.

EXAM ANALYSIS

Here is a clear and updated overview (based on the latest available cycle):

NICL AO 2025–26 (Latest Cycle)

Prelims Exam Date: 20 July 2025

Mains Exam Date: 31 August 2025

Exam Analysis (Summary)

Prelims Analysis (20 July 2025):

Difficulty Level: Easy to Moderate

Sections:

Reasoning: Easy–Moderate (puzzles, seating arrangement)

Quantitative Aptitude: Moderate (calculation-based)

English Language: Easy (reading comprehension, grammar)

Overall: Good attempts were moderate to high

Mains Analysis (31 August 2025):

Difficulty Level: Moderate

Sections:

Reasoning & Quant: Moderate to Difficult

English: Moderate (descriptive + objective)

General Awareness: Moderate (insurance + current affairs heavy)

Descriptive Paper: Essay and Letter writing (moderate level)

Overall: More analytical and time-consuming than prelims

Expected NICL AO 2026 (Upcoming)

Prelims (Expected): July 2026

Mains (Expected): August 2026

PREVIOUS EXAMS ANALYSIS

NICL AO Prelims examination was successfully conducted on 4th March 2024, the detailed exam analysis of which is as follows.

Good Attempts

Difficulty Level

Section Wise Analysis

Reasoning 

EXAM ANALYSIS

Here is a clear and updated overview (based on the latest available cycle):

NICL AO 2025–26 (Latest Cycle)

Prelims Exam Date: 20 July 2025

Mains Exam Date: 31 August 2025

Exam Analysis (Summary)

Prelims Analysis (20 July 2025):

Difficulty Level: Easy to Moderate

Sections:

Reasoning: Easy–Moderate (puzzles, seating arrangement)

Quantitative Aptitude: Moderate (calculation-based)

English Language: Easy (reading comprehension, grammar)

Overall: Good attempts were moderate to high

Mains Analysis (31 August 2025):

Difficulty Level: Moderate

Sections:

Reasoning & Quant: Moderate to Difficult

English: Moderate (descriptive + objective)

General Awareness: Moderate (insurance + current affairs heavy)

Descriptive Paper: Essay and Letter writing (moderate level)

Overall: More analytical and time-consuming than prelims

Expected NICL AO 2026 (Upcoming)

Prelims (Expected): July 2026

Mains (Expected): August 2026

PREVIOUS EXAMS ANALYSIS

NICL AO Prelims examination was successfully conducted on 4th March 2024, the detailed exam analysis of which is as follows.

Good Attempts

Difficulty Level

Section Wise Analysis

Reasoning 

Quantitative Aptitude

English Language

NICL AO PRE 2017 EXAM ANALYSIS (JUNE 03, 2017)

SECTION-WISE ANALYSIS

There are a total of 3 sections in the exam. The detailed analysis of each section is given below. The topic-wise distribution of questions is given below.

English Labguage

1. Level of the section was Easy

2. Maximum Questions were asked from Reading Comprehension

3. The theme of the RC was based on YouTube as a social media platform.

4. Four Questions in RC were on Antonym & Synonym were asked

5. Cloze test was based on pollution levels of the City of London and the environmental norms needed in Europe.

Reasoning

1. Level of the section was Moderate.

2. Majority of the questions were asked from the puzzle & seating Arrangement

3. One Month related (2 variable)

4. One Linear (North-South) (1 variable).

5. One Linear (North-South) (1 variable)

6. One Floor (3 questions only)

7. Syllogism was not seen in the paper

Quantitative Aptitude

1. Level of the section was Moderate

2. Three Sets of Data Interpretation were asked.

3. One Pie Chart Based DI was asked.

4. One Table-Chart Based DI was Asked

5. One Bar Graph Based DI was Asked

6. No question on simplification was asked.

7. Word problems were based on Profit and Loss, Problem on Ages, SI & CI etc.

Major Highlight

1. Overall the Level of exam was Moderate

2. Easiest Section of the exam was English Language as compared to others

3. Toughest Section of the exam was Quantitative Aptitude

4. Reasoning section was Time Taking as the majority of the Questions asked from the Puzzle.

5. Quantitative Aptitude section had the majority of DI.

Overall Analysis

STUDY TIPS

For the NICL AO preliminary exam, concentrate on high-scoring topics in Quantitative Aptitude (Simplification, DI, Number Series), Reasoning (Syllogism, Inequalities, Blood Relations), and English (Error Spotting, Cloze Test, Reading Comprehension). Enhance your speed and accuracy by practicing with mock tests and previous year's papers, revising key concepts regularly, and staying updated on current banking and insurance affairs, particularly those related to IRDAI and government schemes.

English Language 

Focus on accuracy; don’t guess too much.

Practice 1 Reading Comprehension daily (finance/economy topics useful).

Revise grammar rules ? error spotting, sentence correction.

Cloze Tests & Para Jumbles are scoring ? practice 2–3 daily.

Build vocab with editorials (The Hindu, Economic Times).

Learn 10–15 new words daily (synonyms/antonyms).

Tip: Attempt grammar-based Qs first (error spotting, fillers) before RC to save time.

Reasoning Ability 

Scoring area if practiced well.

Practice 2–3 puzzles daily (linear seating, circular seating, floor arrangement).

Revise basics: syllogism, inequalities, coding-decoding.

Blood relations & direction sense are quick marks ? practice small sets daily.

Number/Alphabet series & order-ranking should be practiced for speed.

Tip: Don’t get stuck in one puzzle ? move to small reasoning questions first, then come back.

Quantitative Aptitude

Speed + shortcuts matter.

Daily practice of Simplification/Approximation (10–15 sums).

Revise Number Series (Missing & Wrong number types).

Quadratic Equations ? quick 5 marks.

Practice 1 DI set daily (table, bar, line, pie).

Arithmetic (Profit-Loss, SI-CI, Ratio, Time & Work, Speed-Distance, Averages) ? focus on most common topics.

STUDY PLAN

The only deciding factor for the selection or rejection of a candidate is the Strategy & Planning which is used by them for their preparation for the NICL AO  Examination. A good and result-oriented Strategy & Planning for the examination will definitely allow the candidates to make their way through NICL AO Examination.

6 Month Study Plan

Month 1–2: Foundation (Build Basics)

Goal ? Learn concepts, start easy practice.

Quantitative Aptitude

Basics: %ages, Ratio, Average, SI-CI, Profit-Loss, Time & Work, Speed-Distance.

Daily 10 sums of Simplification/Approximation.

Practice 1 Number Series (Missing/Wrong) daily.

Reasoning Ability

Basics of Inequalities, Syllogisms, Blood Relations, Directions, Ranking.

Start with simple puzzles (linear seating, circular seating).

Coding-Decoding & Alphanumeric series.

English Language

Grammar basics: Tenses, subject–verb agreement, prepositions.

Daily editorial reading (The Hindu, Economic Times).

Cloze Test & Error Spotting (5–10 Qs daily).

Vocabulary notebook (10 new words/day).

Weekly Target: Solve 300–350 questions (all subjects).

Month 3–4: Practice & Speed Building

Goal ? Exam-oriented preparation.

Quant

Start Data Interpretation (Tables, Pie, Line Graphs).

Quadratic Equations, Data Sufficiency (basic).

Daily 2–3 arithmetic word problems (Mixture, Ages, Partnership).

Reasoning

Moderate puzzles (floor, box, month-based).

Input-Output basics.

Revise inequalities, syllogisms.

English

RC (short passages daily).

Para Jumbles, Fill in the Blanks.

Revise grammar error spotting.

Start giving sectional mocks (20 min each) twice a week.

Month 5: Mock Tests & Analysis

Goal ? Time management + accuracy.

Attempt 2 full Prelims mocks per week.

Analyze every wrong answer ? note in “mistake book.”

Revise weak areas: If puzzle is weak ? practice 1 puzzle daily.

Short, daily timed practice (20 mins per subject).

Month 6: Final Push + Exam Simulation

Attempt 1 full Prelims mock test every 2 days.

Focus on high scoring topics:

Quant ? Simplification, Number Series, Quadratic, 1 easy DI.

Reasoning ? Inequalities, Syllogisms, Blood Relations, 1 puzzle.

English ? Cloze test, Error spotting, Short RC.

Revise formulas, grammar rules, vocab notebook.

In last 10 days ? Daily full mock under real ex

STUDY TIPS

For the NICL AO preliminary exam, concentrate on high-scoring topics in Quantitative Aptitude (Simplification, DI, Number Series), Reasoning (Syllogism, Inequalities, Blood Relations), and English (Error Spotting, Cloze Test, Reading Comprehension). Enhance your speed and accuracy by practicing with mock tests and previous year's papers, revising key concepts regularly, and staying updated on current banking and insurance affairs, particularly those related to IRDAI and government schemes.

English Language 

Focus on accuracy; don’t guess too much.

Practice 1 Reading Comprehension daily (finance/economy topics useful).

Revise grammar rules ? error spotting, sentence correction.

Cloze Tests & Para Jumbles are scoring ? practice 2–3 daily.

Build vocab with editorials (The Hindu, Economic Times).

Learn 10–15 new words daily (synonyms/antonyms).

Tip: Attempt grammar-based Qs first (error spotting, fillers) before RC to save time.

Reasoning Ability 

Scoring area if practiced well.

Practice 2–3 puzzles daily (linear seating, circular seating, floor arrangement).

Revise basics: syllogism, inequalities, coding-decoding.

Blood relations & direction sense are quick marks ? practice small sets daily.

Number/Alphabet series & order-ranking should be practiced for speed.

Tip: Don’t get stuck in one puzzle ? move to small reasoning questions first, then come back.

Quantitative Aptitude

Speed + shortcuts matter.

Daily practice of Simplification/Approximation (10–15 sums).

Revise Number Series (Missing & Wrong number types).

Quadratic Equations ? quick 5 marks.

Practice 1 DI set daily (table, bar, line, pie).

Arithmetic (Profit-Loss, SI-CI, Ratio, Time & Work, Speed-Distance, Averages) ? focus on most common topics.

STUDY PLAN

The only deciding factor for the selection or rejection of a candidate is the Strategy & Planning which is used by them for their preparation for the NICL AO  Examination. A good and result-oriented Strategy & Planning for the examination will definitely allow the candidates to make their way through NICL AO Examination.

6 Month Study Plan

Month 1–2: Foundation (Build Basics)

Goal ? Learn concepts, start easy practice.

Quantitative Aptitude

Basics: %ages, Ratio, Average, SI-CI, Profit-Loss, Time & Work, Speed-Distance.

Daily 10 sums of Simplification/Approximation.

Practice 1 Number Series (Missing/Wrong) daily.

Reasoning Ability

Basics of Inequalities, Syllogisms, Blood Relations, Directions, Ranking.

Start with simple puzzles (linear seating, circular seating).

Coding-Decoding & Alphanumeric series.

English Language

Grammar basics: Tenses, subject–verb agreement, prepositions.

Daily editorial reading (The Hindu, Economic Times).

Cloze Test & Error Spotting (5–10 Qs daily).

Vocabulary notebook (10 new words/day).

Weekly Target: Solve 300–350 questions (all subjects).

Month 3–4: Practice & Speed Building

Goal ? Exam-oriented preparation.

Quant

Start Data Interpretation (Tables, Pie, Line Graphs).

Quadratic Equations, Data Sufficiency (basic).

Daily 2–3 arithmetic word problems (Mixture, Ages, Partnership).

Reasoning

Moderate puzzles (floor, box, month-based).

Input-Output basics.

Revise inequalities, syllogisms.

English

RC (short passages daily).

Para Jumbles, Fill in the Blanks.

Revise grammar error spotting.

Start giving sectional mocks (20 min each) twice a week.

Month 5: Mock Tests & Analysis

Goal ? Time management + accuracy.

Attempt 2 full Prelims mocks per week.

Analyze every wrong answer ? note in “mistake book.”

Revise weak areas: If puzzle is weak ? practice 1 puzzle daily.

Short, daily timed practice (20 mins per subject).

Month 6: Final Push + Exam Simulation

Attempt 1 full Prelims mock test every 2 days.

Focus on high scoring topics:

Quant ? Simplification, Number Series, Quadratic, 1 easy DI.

Reasoning ? Inequalities, Syllogisms, Blood Relations, 1 puzzle.

English ? Cloze test, Error spotting, Short RC.

Revise formulas, grammar rules, vocab notebook.

In last 10 days ? Daily full mock under real exam timing.

3 Month Study Plan

Month 1: Build Concepts + Daily Practice

Goal ? Cover basics + get familiar with exam-level questions.

Quantitative Aptitude

Week 1: %ages, Ratio, Averages, SI-CI, Profit & Loss.

Week 2: Time & Work, Speed–Distance, Mixtures, Partnership.

Daily: 10 Simplification/Approximation + 1 Number Series set.

Practice 1 easy DI set (Table/Bar graph) every alternate day.

Reasoning Ability

Inequalities, Syllogism, Blood Relations, Directions, Order-Ranking.

Start linear & circular seating arrangement puzzles.

Daily practice: 2–3 sets small reasoning Qs (coding-decoding, alphanumeric).

English Language

Grammar basics (Tenses, Subject–Verb, Prepositions).

Daily Cloze Test & Error Spotting practice.

Read 1 editorial daily ? note vocab.

Weekly practice of 1 Reading Comprehension.

End of Month 1: Attempt 2–3 sectional mocks (20 mins each section).

Month 2: Exam-Level Practice + Speed Focus

Goal ? Start solving exam-pattern Qs under time pressure.

Quant

Practice Quadratic Equations + Data Sufficiency (basic).

2 DI sets daily (Pie chart, Line, Mixed).

Revise Arithmetic topics.

Reasoning

Moderate puzzles (floor, box, days/months scheduling).

Input–Output practice (old & new pattern).

Revise inequalities, syllogisms.

English:

RC (2 passages per week – inference-based).

Para Jumbles & Fill in the Blanks.

Revise grammar-based error spotting.

Start full-length prelims mocks – 2 per week. Analyze mistakes after every test.

Month 3: Mock-Driven Final Phase

Goal ? Exam simulation + accuracy.

Attempt 1 full prelims mock test every 2 days (last 10 days = daily).

Revise all formulas (Squares 1–30, Cubes 1–20, Tables 1–30, %–Fraction conversions).

Focus on scoring Qs first in exam:

Quant ? Simplification, Quadratic, Number Series, 1 easy DI.

Reasoning ? Inequalities, Syllogisms, Blood Relations, 1 puzzle.

English ? Cloze test, Error spotting, Short RC.

Revise mistake notebook before every mock.

Time yourself strictly: 20 mins per section ? no extra.

Daily Routine

Quant: 1.5 hrs (Mix Arithmetic + DI + Speed Math).

Reasoning: 1.5 hrs (Puzzles + Small topics).

English: 1 hr (RC + grammar + vocab).

Mocks/Analysis: 30–45 mins.

OVERVIEW

National Insurance Company Limited (NICL) is an Indian company. It is under the Ministry of Finance of the Government of India. Its headquarters is located in Kolkata. It was founded in 1906 by Gordhandas Dutia and Jeevandas Dutia. NICL conducts recruitment for various posts like Administrative Officer, Assistant Actuary, Account Apprentice based on vacancies.

SELECTION PROCESS

Candidates will first need to appear for the prelims examination. Those who score above the cut-off marks will be shortlisted for the mains examination. Afterward, candidates will be eligible for the interview round. Therefore, the complete selection process for the NICL AO position includes the following stages:

Prelims Examination

For one hour, there will be one hundred questions. There are three areas on the preliminary exam: English, Reasoning, and Quant. There will be sectional and overall cut-offs, and candidates must be eligible for each section. Negative marking is also used in the NICL AO preliminary test; one-fourth of a mark is subtracted for each incorrect response.

Mains Examination

It is composed of a descriptive and objective work. For two hours, an objective test of 200 marks is administered. There are three questions on the 30-minute descriptive paper. If you give the incorrect response, you will be penalised. A quarter of a mark is subtracted for each incorrect response.

Interview

Interview invitations are sent to the shortlisted applicants. The chosen locations will host the NICL AO interviews. The shortlisted candidates will be informed of the interview date and location.

Final Selection

The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the online Main Examination (Objective test) and Interview. The weightage (ratio) of online Main Examination and Interview will be 80:20 respectively. Candidates will have to secure minimum qualifying marks in the interview which will be decided by the Company in due course. Scores of the candidates failing to secure minimum qualifying scores or otherwise barred from the interview or further process may not be disclosed. The final merit list shall be prepared in descending order of the consolidated marks secured by the candidates. A candidate should be sufficiently high in the merit to be shortlisted for subsequent recruitment process, details of which will be made available subsequently on Company’s website.

In the event of two or more candidates having obtained the same consolidated score, final merit is decided in the following order:

a) Marks secured in interview (candidate securing higher marks in interview shall be placed before/ above the candidate securing lesser marks). If inter

OVERVIEW

National Insurance Company Limited (NICL) is an Indian company. It is under the Ministry of Finance of the Government of India. Its headquarters is located in Kolkata. It was founded in 1906 by Gordhandas Dutia and Jeevandas Dutia. NICL conducts recruitment for various posts like Administrative Officer, Assistant Actuary, Account Apprentice based on vacancies.

SELECTION PROCESS

Candidates will first need to appear for the prelims examination. Those who score above the cut-off marks will be shortlisted for the mains examination. Afterward, candidates will be eligible for the interview round. Therefore, the complete selection process for the NICL AO position includes the following stages:

Prelims Examination

For one hour, there will be one hundred questions. There are three areas on the preliminary exam: English, Reasoning, and Quant. There will be sectional and overall cut-offs, and candidates must be eligible for each section. Negative marking is also used in the NICL AO preliminary test; one-fourth of a mark is subtracted for each incorrect response.

Mains Examination

It is composed of a descriptive and objective work. For two hours, an objective test of 200 marks is administered. There are three questions on the 30-minute descriptive paper. If you give the incorrect response, you will be penalised. A quarter of a mark is subtracted for each incorrect response.

Interview

Interview invitations are sent to the shortlisted applicants. The chosen locations will host the NICL AO interviews. The shortlisted candidates will be informed of the interview date and location.

Final Selection

The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the online Main Examination (Objective test) and Interview. The weightage (ratio) of online Main Examination and Interview will be 80:20 respectively. Candidates will have to secure minimum qualifying marks in the interview which will be decided by the Company in due course. Scores of the candidates failing to secure minimum qualifying scores or otherwise barred from the interview or further process may not be disclosed. The final merit list shall be prepared in descending order of the consolidated marks secured by the candidates. A candidate should be sufficiently high in the merit to be shortlisted for subsequent recruitment process, details of which will be made available subsequently on Company’s website.

In the event of two or more candidates having obtained the same consolidated score, final merit is decided in the following order:

a) Marks secured in interview (candidate securing higher marks in interview shall be placed before/ above the candidate securing lesser marks). If interview marks are same, then

b) date of birth (candidate senior in age is placed before/ above the candidate junior in age).

Appointment of selected candidates is subject to their being found medically fit as per the requirements of the Company. Such appointment will also be subject to the service and conduct rules of the Company. The candidates are advised to satisfy themselves before they apply, that they fulfill requirement as to age and qualification (final result for the qualification must have been published on or before 01.05.2025 and if found ineligible, their candidature will be cancelled at any stage of recruitment process. Appearing in the ONLINE MAIN/ EXAMINATION & INTERVIEW will not automatically confer any right of being selected for the said post.