Degree Course Type 

Bachelors, Masters, Certificate

Entry Level Qualification 

Class 10+2

Degree Course Duration 

3 Year

Course Fields 

Commerce

Degree Course Entrance Exam 

CAT

Average Course Fee 

19000 - 400000 Per Year

Average Salary Offered 

270000 - 700000 Per Year

Course Details 

Banking courses are offered at all levels. For graduation, it is 3 years, while for post-graduation, it is 2 years. Banking certificate courses are offered after 10+2 for a duration of 6 months - 1 year and candidates can also pursue a banking diploma course, the duration of which is 1-2 years. The minimum eligibility for banking courses is 10+2 from a recognized board with at least 50% marks or through qualifying related entrance exams. ​​​​​​​

Course Highlights 

The banking course highlights section will provide you with an overview of the crucial aspects of banking courses like banking course fees, banking course duration, eligibility, etc.

The below-tabulated data displays the banking course highlights.

About Course 

Banking courses are offered at all levels. For graduation, it is 3 years, while for post-graduation, it is 2 years. Banking certificate courses are offered after 10+2 for a duration of 6 months - 1 year and candidates can also pursue a banking diploma course, the duration of which is 1-2 years. The minimum eligibility for banking courses is 10+2 from a recognized board with at least 50% marks or through qualifying related entrance exams. 

Banking courses are offered by numerous institutes in India. These programs are generally opted for by candidates who want to make their career in the field of banking or in financial institutions. Banking courses are offered both online and offline.

To pursue Banking Courses one can either take up certificate or diploma courses whose eligibility is a minimum of 50% in 10+2. One can also take up undergraduate courses for which one has to qualify for entrance exams such as SET, IPU CET, MET, UUE etc. Similarly for postgraduate banking courses, one has to qualify for entrance exams such as CAT, MAT, IPU CET, CUET etc.

Some of the leading job roles offered after a Banking course are Tax Assistant, Financial Advisor, Internal Auditor, Financial Consultant, Credit & Risk Manager etc. The fee for banking courses is quite affordable and differs at all levels; a banking certificate course fee ranges between INR 4,500 - 20,000 while a banking diploma course fee is somewhere between INR 7,500 - 70,000. Further, undergraduate banking courses can cost around INR 14,000 - 3,90,000 and postgraduate banking course fee is around INR 4,200 to 8,90,000.

Some of the top colleges offering Banking Courses include DYPSUM Mumbai, Jamia Millia Islamia University Delhi, Aligarh Muslim University Aligarh, Narsee Monjee College of Commerce & Economics Mumbai, Symbiosis College of Arts & Commerce Pune, Dr. DY Patil University Agra etc.

Why Choose Course And Required Skills 

Numerous causes, including the digitization of money, government changes, and an increase in bank and branch openings, have made a career in banking appealing to many people. Aspiring students from all academic disciplines have opportunities in banking. In this way, choosing a career in banking is a balanced decision in today's market for people eager to advance in their careers rapidly. For those who want to learn about global markets from the start of their careers, enrolling in a banking school is a sensible move. The banking industry offers several options for people who desire to work overseas.

Students will gain knowledge of the financial sector and how banks operate through banking courses. Students can become knowledgeable in the following fields as a banking professional:

1. Deals in Finance

2. Creating Budgets for Businesses, Individuals, and Corporations.

3. Examination of financial records

4. Foreign stock exchanges

Eligibility  

Courses in Banking Depending on the level of banking courses you are applying for, eligibility varies. A class 12 diploma from a recognised university with a minimum cumulative grade point average of 50% is required to enroll in any banking courses. The additional requirements vary according to the courses you apply for.

Some banking certificate and diploma programs require a passing grade in class 10 from a recognized board to be eligible.

One way to start a career in banking is to pass one of the government-sponsored Bank PO exams, such as IBPS PO, SBI PO, RBI Grade B, NABARD Grade A, etc. While a number of private banks, like HDFC, ICICI, and AXIS Bank, hold their own entrance tests.​​​​​​​

Entrance Exams Details 

Many reputed colleges and universities conduct entrance exams like IPU CET, SET, CAT, CUET, etc. to admit candidates in graduate banking courses, postgraduate banking courses, and postgraduate diploma banking courses across various disciplines in the banking domain. Today, applicants hope to pursue a job in the financial sector. Depending on the number of open bank positions, lakhs of people take various bank exams each year. The battle among banking hopefuls to make it to the final list of selected candidates is tough due to the small quantity of hundreds or thousands of bank openings. The number of open positions and candidates taking the various bank exams affect the difficulty level of the exams as well.

To fill open positions as bankers in various banks, Indian government institutions hold banking examinations. The recruitment organisations for bank exams in India are the State Bank of India (SBI) and the Institute of Banking Personnel Selection (IBPS), which hold various bank exams in India. Here is a list of government-sponsored exams for banking positions in India:

1. IBPS PO (CWE PO/MT)

2. IBPS SO (CWE SO)

3. IBPS Clerk (CWE Clerical)

4. IBPS RRB (CWE RRB)

5. RBI Officer Grade B

6. SBI PO

7. SBI SO

8. SBI Clerk

9. RBI Officer Grade C

10. RBI Office Assistant

11. NABARD

Degree Course Syllabus 

The syllabus for the course is as follows: 
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Top Colleges 

A few of the most popular colleges to pursue a banking course in India are listed below: 

​​​​​​​1. NIIT University 

2. Faculty of Management Studies (FMS)

3. Narsee Monjee Institute of Management Studies (NMIMS)

4. Amity University 

5. University of Petroleum and Energy Studies 

6. K.P.B. Hinduja College of Commerce 

7. IIM Calcutta 

8. Indira Gandhi National Open University 

9. Guru Gobind Singh Indraprastha University

10. Indian School Of Business 

11. Xavier’s Institute of Management 

12. Delhi University 

13. Jamia Millia Islamia University 

14. National Institute of Security Markets (NISM)

Course Fees 

​​​​​​​Tabulated below are the banking course fees for various types of banking courses offered by private and public colleges:

Top Recruiters And Salary 

​​​​​​​The banking industry offers a wide range of employment options. However, those who have completed a postgraduate banking programme have significantly better opportunities in terms of their compensation after completing a banking course.

In the banking industry, new-hire compensation is quite low. However, the banking industry is experiencing positive job growth. Job chances at higher levels continue to become available by working really hard and accumulating experience. One of the industries in India with the highest growth is banking. Therefore, as a result of this expansion, job opportunities in the banking industry continue to arise.

​​​​​​​A few of the popular job roles in banking and their respective salaries are as follows:

Course Scope And Career Options 

India is a developing nation with a sizable population. The government and RBI are taking various measures to reach the public in order to account for the growing budgetary exchange of the enormous populace. This is assisting in the creation of jobs in the financial industry. The numerous reforms implemented will increase the number of banks functioning in the nation, increasing job chances for a student with a banking education.

The banking industry has undergone a great deal of change since the technology was introduced. For those who are interested in studying banking, this is fantastic news. Regardless of where they live geographically, inhabitants of India have significantly increased their use of plastic money, such as Visa or Mastercard. In order to extend access through technical interventions, the government has made commendable efforts to develop e-banking and ATMs in numerous rural areas of India. People now believe that keeping their financial assets in banks is far safer due to the top-notch security and protection provided by the banks, which has maintained public trust. This results in an increase in investment money, financial balances, and the number of employees sent to handle these records.

Professionals have a wide range of options as bankers. They are among the highest-paid working professionals in the labour market, and they also enjoy a number of additional perks in this line of employment. The bankers deal with a variety of financial concerns, and occasionally they may work in foreign banking industries. A fresher has the opportunity to work as an intern in a banking organisation after completing a banking course from a recognised institute or university, and after gaining experience through that internship program, they can apply for jobs in the various public sector or private sector banks.

Banking Jobs

After completing a banking course, a student gets access to a range of employment profiles. Here are a few of them:

Loan Officer: A loan officer establishes a rapport with companies and lends them money for their operations. Additionally, they evaluate a borrower's capacity to repay a loan through the underwriting procedure.

Bank Clerk:  Bank Clerk is an officer of a bank that handles client interactions, and accepts and disburses payments, among many other daily tasks. Most bank customers' first point of contact is a bank clerk, who handles all routine financial affairs and responds to inquiries.

Branch Manager: A bank's branch manager is in charge of overseeing a commercial bank's continuous operations. These include offerings in the areas of customer service, safety, practices, and policies, as well as loans and sales. On the other hand, the branch manager also monitors the bank employees.

Loan Clerk: The loan clerk's duties include gathering financial data from customers who desire loans, checking the customers' personal information, and assisting customers with bank loan documentation.

Bank Teller: The duties of a bank teller include offering customers bank services including account opening, cash transactions, etc.

Bank Probationary Officer: Planning, budgeting, marketing, loan processing and approval, and investment fall within the purview of probationary officers.​​​​​​​​​​​​​​

Admission Process 

The four most popular types of banking courses amongst the aspirants and their respective admission processes are mentioned below:

Certificate Banking Courses Admission Process

Certificate banking courses can be of two types- online and offline. Some of the most popular ed-tech platforms provide online certificate banking courses like Udemy, edX, Coursera, etc. Offline certificate banking courses are provided by institutes like Mahatma Gandhi University, Kottayam, Ranchi University, Janata Mahavidyalaya, Chandrapur, etc. The course lasts for about six months and at the end of the course (offline and online), candidates who successfully complete all the assignments along with each lecture will receive a certificate in banking.

To enroll in certificate banking courses, students are not required to take any entrance exams.

The fundamental admissions procedure is described below: -

​​​​​​​1. On the college websites, students can submit an application for this course (for offline mode) OR candidates may register to online edtech platforms like coursera, udemy, etc. and purchase the appropriate certificate banking course online and start the learning process.

2. The colleges will ask you several questions about your personal and educational history.

3. Based on the students' performance and marks in the 12th examination, offline banking certificate programs are offered.

Diploma Banking Courses Admission Process

The admissions procedures for students wishing to enroll in banking diploma courses are entirely merit-based. The following are the key points and steps for enrolling in diploma banking programs:

1. Students need to register themselves on the official website of a particular institution that they have chosen for their diploma in banking after thoroughly checking the eligibility criteria.

2. Candidates must pay the diploma course fees online via debit card/ credit card/ net banking.

3. Scores in the 12th final year examination are crucial for the Diploma courses. Candidates must have 50% or above aggregate marks in their 10+2. 

4. The selection procedure for enrolling in this course is mostly the same throughout the colleges.

6. Students who have computer certifications are seen as having an advantage in pursuing the banking diploma course.

Graduate Banking Courses Admission Process

Admission for the BCom in Banking program is based on merit and the student's performance in the 12th-grade final exam, whereas, admission for the BBA in Banking program is based on the student's performance in the entrance exams.

1. SET, IPU CET, MET, and UUEE are a few of the top entrance exams for the BBA in Banking programs.

2. All of the colleges that offer BBA in Banking courses hold some of these entrance tests.

3. IPU CET and other entrance exams emphasize the complete undergraduate curriculum of the colleges.

4. Students must pass their 12th-grade final exams from an accredited board and must score at least 50% of aggregate marks.

Postgraduate Banking Courses Admission Process

A Master's degree or a postgraduate diploma in banking focuses on a particular area of the student's interest, in contrast to a Bachelor's degree in Banking, which trains students about the financial industry as a whole. Graduates in banking are also educated about portfolio management, global banking services, financial security, and e-commerce. Some of the popular postgraduate banking courses include M.Sc. in Banking and Risk, MCom (Banking), Master of Banking and Finance Law, and MBA in Banking and Finance among others. 

The admission process is more or less the same as for the graduate banking courses. Candidates need to pass the entrance examinations like IPU CET, CAT, MAT, CUET, etc. to gain admission to a reputed college offering either a master’s degree in banking course or a postgraduate diploma in banking. After clearing a respective entrance examination, there might be a subsequent round of personal interview and/or group discussion. After clearing these rounds students can take admission to their chosen institute following the counseling procedure. ​​​​​​​